Subscription Perks Database

AAA Insurance discount eligibility

Auto, home, life insurance — AAA members get discounted rates.

AAA member discounts (hotels, retail, restaurants)

Discounts at hotels (Hilton, Marriott, Best Western), restaurants, theme parks, retail.

Always ask 'Do you offer AAA discounts?' — many places have unmarked discounts.

Auto loan rate discounts

Discounted rates on AAA Auto Loans for car purchases.

Free battery testing and jump-start, plus member discount on batteries

Battery testing and jump-start are free at every membership level. If the battery needs replacing, members get a discount on the battery purchase (advertised from $25 off; the exact amount is set regionally).

Corrected 2026-07-19: the $25 is a member discount on buying a battery, not a Classic-tier feature. Amount varies by club ($22-$32+).

Hertz/Enterprise/Avis car rental discounts

Up to 20% off + free additional driver, sometimes free upgrade.

Identity theft monitoring (basic)

Free credit monitoring + identity theft alerts.

Movie theater discounts

Discounted tickets at AMC, Regal, Cinemark.

Notary services (free at branches)

Free notarization at AAA branch offices.

Almost no one knows this.

Pre-trip vehicle service

Free vehicle inspection at AAA-approved repair shops before trips.

Theme park discounts (Disney, Universal, Six Flags)

Member-only ticket discounts at major theme parks.

Travel planning services

Free TripTik routing, paper maps, tour books, travel agent consultation.

Free fuel delivery

Free emergency fuel delivery (Classic charges for fuel itself).

Free passport photos (varies by club: 1-2 sets/year)

Free passport-grade photos at AAA branches. Number of free sets varies by AAA club: some clubs offer 1 free set per year (AAA Hudson Valley), others offer 2 free sets per member per year (Auto Club South, ACG), and some clubs (AAA Oregon/Idaho) charge Plus members $5 per set with no free sets included.

Pass-2 verified 2026-08-05. Multiple official AAA club sources confirm that passport photo benefits for Plus membership vary significantly by club. AAA Hudson Valley states Plus members get 1 free set/year. Auto Club South and ACG state Plus members get 2 free sets/year. AAA Oregon/Idaho explicitly states Plus members pay $5 per set with no free sets. The proposed correction accurately reflects this variation across clubs.

Locksmith reimbursement up to $100

Reimburses locksmith costs up to $100 if AAA can't service the lockout.

Sentinel ID theft monitoring (better tier)

Upgraded ID theft monitoring with dark web scanning.

Trip interruption coverage

Trip interruption coverage (varies by club) — Reimbursement for expenses like lodging, meals, and transportation when your vehicle is disabled 50-100+ miles from home. Coverage amounts vary by AAA club: $500 (South Jersey, Carolinas), $750 (MWG), $1,000 (Club Alliance), or not available for Plus tier (AAA Washington – Premier only)

Pass-2 verified 2026-08-05. Official AAA sources confirm that trip interruption coverage for Plus members varies significantly by club. MWG AAA shows $750 for Plus, Club Alliance shows $1,000 for Plus, South Jersey and Carolinas show $500 for Plus, and AAA Washington only offers this benefit to Premier members. The claim that coverage varies by club is accurate and the proposed correction is justified by official sources sho

Trip interruption reimbursement (car rental, meals, lodging)

Plus includes trip interruption coverage that can reimburse car rental, meals, lodging and transportation when the vehicle is disabled by collision, fire, theft or vandalism 50 or more miles from home, within the first 3 days. Capped at the club's limit, up to $750-$1,000 depending on region.

Corrected 2026-07-19: no official AAA source states a $200 Plus car-rental benefit. The free-rental-with-tow benefit is Premier only. Varies by AAA club.

Concierge services

Personal concierge for travel/dining/event planning (regional availability).

Free standard rental car for 1 day

Get a one-day rental free during a covered breakdown.

Mobile mechanic services available

On-site repairs at home/work via partner network (regional).

ProtectMyID Essential + $10,000 identity theft insurance

Identity protection is Experian's ProtectMyID Essential, free to AAA members at every tier. Premier adds $10,000 of identity theft insurance at no extra charge plus 10% off the paid Deluxe and Complete plans.

Corrected 2026-07-19: no official AAA page uses the name 'Sentinel'. Benefits vary by AAA club.

Up to $1,500 trip interruption coverage

5x Plus's coverage for accommodations/meals during covered breakdowns.

$10/mo DoorDash promo for DashPass members

$10/mo DoorDash promo for DashPass members — DashPass members get a $10 promo each month ($120 annually) on non-restaurant orders (groceries, retail, beauty, electronics, convenience stores, and more), through 12/31/2027.

Pass-2 verified 2026-08-05. The proposed correction is confirmed by official Chase sources. The Chase terms page explicitly states the $10 monthly promo is for 'non-restaurant orders' rather than just 'groceries, retail orders and more.' Multiple official sources (chase.com terms, creditcards.chase.com, and help.doordash.com) confirm this benefit is specific to Chase Sapphire Preferred cardmembers with activated DashPass, va

$100 annual Chase Travel hotel credit

Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel. Qualifying purchases do not earn rewards points.

Pass-2 verified 2026-08-05 (Wayback snapshot 2026-08-03). Official Chase sources confirm the Chase Sapphire Preferred offers up to $100 in statement credits per account anniversary year for hotel stays booked through Chase Travel. The benefit was increased from $50 to $100 in June 2026. Multiple official Chase domains (creditcards.chase.com, chase.com, and media.chase.com) explicitly state that purchases qualifying for this $100 hotel credit do not earn

5x points on Peloton equipment

Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points, through 12/31/2027.

Pass-2 verified 2026-08-05. The claim is confirmed for Chase Sapphire Preferred. Official Chase sources explicitly state the max earn of 25,000 points, which was missing from the original description. The proposed correction is accurate regarding the 25,000 point maximum. While the claim mentions '$5,000 in purchases' which mathematically corresponds to the 25,000 point cap at 5x earning rate, the official language uses 'max

Baggage delay insurance

Reimbursement for essentials if bags delayed 6+ hours.

Emergency Evacuation and Transportation

If you or a covered traveler is injured or becomes sick on a trip 100 or more miles from home and needs an emergency evacuation, medical services and transportation are covered up to $100,000.

Flagged NEW on the live Chase page as of 2026-07-19.

Extended warranty + purchase protection

Adds 1 year to warranty, 120 days theft/damage coverage on items bought with the card.

Primary auto rental coverage

Primary CDW (collision damage waiver) when paying with the card — skip rental agency CDW.

Trip cancellation/interruption insurance

Up to $10k per person reimbursed for non-refundable trip costs if canceled for covered reasons.

Trip delay reimbursement

Up to $500/ticket for hotel/meals if delayed 12+ hours.

$300 Exclusive Tables dining credit

$150 H1 + $150 H2 statement credits at Sapphire Exclusive Tables restaurants on OpenTable

Pass-2 verified 2026-08-05 (Wayback snapshot 2026-06-03). Multiple official Chase pages confirm this benefit. The credit is $150 from January-June and $150 from July-December (totaling $300 annually), and it applies specifically to restaurants that are part of the Sapphire Reserve Exclusive Tables program, which operates exclusively through OpenTable. The official source states cardmembers 'can receive up to $300 in statement credits annually on eligible

$300 StubHub/Viagogo annual credit

Annual credit on event tickets via StubHub.

$500 The Edit hotel credit

Up to $500 in automatic statement credits annually for bookings made with The Edit by Chase Travel, with a maximum of $250 per transaction. Two-night minimum required.

Pass-2 verified 2026-08-05 (Wayback snapshot 2026-08-03). The proposed correction is confirmed by the official Chase Sapphire Reserve page. As of January 1, 2026, Chase removed the semiannual timing restrictions (January-June and July-December) and changed to an annual credit structure with a maximum of $250 per transaction up to $500 annually. The official site language matches the proposed correction exactly.

Apple TV+ + Apple Music complimentary

Complimentary Apple TV+ and Apple Music subscriptions through 6/22/2027 – a value of $288 annually

Pass-2 verified 2026-08-05 (Wayback snapshot 2026-08-03). The official Chase Sapphire Reserve product page (creditcards.chase.com) and the account.chase.com benefits pages both explicitly state that cardmembers receive complimentary Apple TV+ and Apple Music subscriptions through June 22, 2027, with a value of $288 annually. This exactly matches the proposed correction. The benefit is confirmed as current and active for the Chase Sapphire Reserve tier.

Chase Sapphire Lounge access

Cardholder + 2 guests at all Chase Sapphire Lounge by The Club locations.

Emergency evacuation coverage

Up to $100k for emergency medical evacuation — rare among credit cards.

IHG One Rewards Platinum Elite status

Complimentary IHG One Rewards Platinum Elite status through December 31, 2027 — room upgrades, late checkout at IHG hotels

Pass-2 verified 2026-08-05. Multiple official Chase.com sources confirm that Chase Sapphire Reserve cardmembers receive complimentary IHG One Rewards Platinum Elite status through December 31, 2027. The official Chase education page explicitly states 'Complimentary status is available through 12/31/2027.' The benefits include complimentary room upgrades (subject to availability) and late 2 p.m. checkout as documented on chas

Lyft 5x + $10 monthly ride credit

5x total points on Lyft rides + up to $10 in monthly in-app credits through 9/30/2027.

Pass-2 verified 2026-08-05. Official Chase website confirms Chase Sapphire Reserve includes both 5x total points on Lyft rides AND up to $10 in monthly in-app credits, with BOTH benefits running through 9/30/2027. The proposed correction accurately adds the expiration date (9/30/2027) that was missing from the original claim. This is found in the official terms on the Chase Sapphire Reserve product page.

Peloton membership credit

$10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually

Pass-2 verified 2026-08-05 (Wayback snapshot 2026-08-03). The proposed correction is confirmed by multiple official Chase sources. The official Chase Sapphire Reserve page clearly states the benefit as '$10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually.' This matches the proposed correction exactly. The timeframe has indeed changed from a '24 months' duration to 'through 12/31/2027' as a

Primary auto rental insurance

Primary auto rental insurance — Primary CDW coverage up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.

Pass-2 verified 2026-08-05. The claim is confirmed by multiple official Chase sources. The official Chase Sapphire Reserve product page (creditcards.chase.com, updated 2 days ago as of 2026-08-05) explicitly states that coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad. This is further corroborated by Chase's own benefits page (account.

Trip cancellation insurance ($10k/person)

Up to $10k per person, $20k per trip for non-refundable trip cancellations.

Trip delay reimbursement (6+ hours)

Up to $500/ticket if delayed 6+ hours — better than Preferred's 12 hours.

$120 wireless credit

$10/mo statement credit on US wireless service charges.

$200 airline fee credit

Same as Personal — incidentals on chosen airline.

$219 CLEAR Plus credit

Up to $219 in statement credits per calendar year on your CLEAR+ Membership (subject to auto-renewal), excluding applicable taxes and fees.

Pass-2 verified 2026-08-05. Official American Express sources confirm the CLEAR Plus credit for the Business Platinum Card is $219, not $189. The official benefit detail page at global.americanexpress.com/card-benefits/detail/clear-credit/business-platinum and the main Business Platinum card page both state 'up to $219 in statement credits per calendar year' for CLEAR+ Membership. This confirms the proposed correction is acc

$250 Adobe credit

A $250 statement credit per calendar year after you spend $600 or more on U.S. purchases directly with Adobe in a calendar year. Enrollment required.

Pass-2 verified 2026-08-05. Official American Express sources confirm the Adobe credit benefit for the Business Platinum Card is currently $250 (not $150) per calendar year after spending $600 or more on U.S. purchases directly with Adobe. The benefit requires enrollment. The $150 Adobe credit was the previous benefit structure that ended June 30, 2025, and was replaced with the $250 credit (with $600 spending requirement) b

$360 Indeed credit ($90/qtr)

Quarterly $90 statement credit on Indeed for job posts.

Dell Technologies Statement Credit

Statement credits up to $150 on U.S. purchases directly with Dell Technologies, and an additional $1,000 statement credit after you spend $5,000 or more on those purchases, per calendar year. Enrollment required.

Pass-2 verified 2026-08-05. The claim is confirmed by official American Express sources. The Business Platinum card's Dell benefit did change from $400/year ($200 semiannually) to up to $1,150/year ($150 base credit plus $1,000 after $5,000 spend) effective July 1, 2025. This is documented on the official Amex card product page, the official benefits portal, and confirmed with the specific July 1, 2025 start date.

Hilton Honors Gold status

Complimentary status enrollment.

Marriott Bonvoy Gold Elite status

Complimentary status enrollment.

$155 Walmart+ Credit

Get up to a $12.95 statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card. Up to $12.95 plus applicable taxes on one membership fee (Plus Ups not eligible).

Pass-2 verified 2026-08-05. The proposed correction is confirmed by multiple official American Express sources. The benefit is officially named '$155 Walmart+ Credit' (as shown on the main Platinum page and benefits overview pages). The official benefits page confirms that Basic U.S. Consumer Platinum Card Members receive a statement credit for one Walmart+ monthly membership fee 'up to $12.95 plus applicable taxes' each mon

$200 annual airline fee credit

Pick one airline; reimbursed for incidentals like baggage, seat selection, in-flight food.

Many forget this — set a calendar reminder.

$200 Oura Ring credit

Annual statement credit toward Oura Ring purchase or membership.

$209 CLEAR Plus annual credit

Statement credits per calendar year for an auto-renewing CLEAR+ Membership (up to $209), excluding taxes and fees, for Consumer Platinum Card.

Pass-2 verified 2026-08-05. The official American Express website shows that Consumer/Business Platinum Card Members receive up to $209 in CLEAR Plus credits, while Corporate Platinum Card Members receive up to $219. The claim proposes $219 for the Personal Platinum card, but this amount applies to the Corporate Platinum tier instead.

$300 entertainment credit ($25/mo)

Monthly statement credit for Disney+, Hulu, ESPN+, Peacock, Paramount+, NYT, WSJ, YouTube Premium.

Stack against existing streaming bills.

$300 Lululemon credit ($75/qtr)

Quarterly $75 statement credit at Lululemon (US).

$400 Resy dining credit ($100/qtr)

Quarterly $100 statement credit at U.S. Resy restaurants.

Use it or lose it each quarter.

Authorized users free (up to 4)

No annual fee for additional users on the same account.

Avis Preferred Plus / Hertz President's Circle

Top-tier status at both rental chains — guaranteed upgrades, faster checkout.

Cell phone insurance

Up to $800 per claim, 2 claims per year, $50 deductible — pay phone bill with the card.

Delta Skymiles Platinum (with Delta enrollment)

Complimentary Platinum status if you enroll through Amex.

Hilton Honors Gold status

Complimentary status — free breakfast, room upgrades, late checkout at Hilton properties.

Leading Hotels of the World Sterling status

Complimentary status — room upgrades, breakfast, priority access.

Marriott Bonvoy Gold Elite status

Complimentary status — late checkout, 25% point bonus, room upgrades at Marriott.

Premium Car Rental Protection

Optional, $19.95-$24.95 per rental, primary coverage up to $100k.

+5% staking rewards boost

Receive a 5% bonus on top of standard staking reward rates for supported assets (ETH, SOL, ADA, etc.). Auto-applied — nothing to activate.

3.50% APY on USDC (unlimited)

Earn unlimited 3.50% APY on USDC balances — no balance cap at any tier. Paid weekly in USDC or BTC. No staking or locking required.

Account protection — $1,000 coverage

Coinbase One Basic includes account protection with up to $1,000 of coverage against unauthorized account access.

Reworded 2026-07-19: Coinbase's program is reimbursement, not insurance. Its terms reduce payouts by anything recovered under an actual insurance policy, and SMS-based 2FA does not qualify.

Exclusive tax deals (CoinTracker + Summ)

Free CoinTracker Base plan (or $59 off any other plan), and Summ (formerly Crypto Tax Calculator) $1 Rookie plan (save $48) plus up to 50% off other plans (save up to $499). Pre-filled crypto tax forms.

Member sweepstakes (monthly drawings)

Entry into monthly members-only sweepstakes with prizes like 1 BTC. Easy to forget exists — worth checking the member portal regularly.

Onchain partner deals ($100+ value)

Bundle of onchain partner perks valued at $100+. Includes Aerodrome (30% boost on veAERO Flight School), Definitive (zero fees on first $50K trading volume), DIMO (50 $DIMO + 20% off car adapter), Euler (5% extra yield on USDC), OpenCover (onchain portfolio hack protection).

Pre-filled Form 8949

Coinbase One members can download a pre-filled IRS Form 8949 from Coinbase Taxes, under Documents.

Subscription-wide benefit, not tier-gated. Coinbase blocks automated access; verified via Wayback (help article snapshot 2025-09-26).

Token sale boost (up to 1.5x more)

Members can request up to 1.5x more allocation when Coinbase runs token sales. Higher tiers get bigger multipliers (Preferred 2.5x, Premium 5x).

Up to $10/mo gas credit on Base

Up to $10/month in sponsored gas fees on the Base network for onchain transactions through Coinbase smart wallets. Most members never use the onchain side and forfeit this.

25% Advanced spot-fee rebate (up to $100/mo)

Receive 25% back on Coinbase Advanced spot trading fees, paid in USDC immediately after trades execute. Capped at $100/month in rebates at the Preferred tier (~$1,200/yr max). Premium tier is uncapped.

3.50% APY on USDC (unlimited)

Earn unlimited 3.50% APY on USDC balances — no balance cap at any tier. Paid weekly in USDC or BTC. No staking or locking required.

Account protection — $10,000 coverage

Coinbase One Preferred includes account protection with up to $10,000 of coverage against unauthorized account access.

Reworded 2026-07-19: reimbursement program, not insurance.

Boosted staking rewards

Staking commission reduced from 35% to 28.5% for eligible assets, resulting in increased net rewards

Pass-2 verified 2026-08-05. The claim's proposed correction is accurate. Multiple sources confirm that Coinbase One Preferred reduces staking commission from 35% to 28.5%. The official Coinbase help page confirms boosted staking rewards exist for Preferred members. Third-party sources (which corroborate but aren't primary evidence) indicate the commission is reduced to 28.5% for Preferred tier. The mathematical correction is

Exclusive tax deals (CoinTracker + Summ)

Free CoinTracker Base plan (or $59 off any other plan), Summ $1 Rookie plan (save $48) + up to 50% off other plans, pre-filled crypto tax forms.

Member sweepstakes (monthly drawings)

Entry into monthly members-only sweepstakes with prizes like 1 BTC.

Onchain partner deals ($100+ value)

Bundle of onchain partner perks valued at $100+: Aerodrome veAERO Flight School 30% boost, Definitive zero fees on first $50K, DIMO 50 $DIMO + 20% off, Euler 5% USDC yield, OpenCover hack protection.

Pre-filled Form 8949

Coinbase One members can download a pre-filled IRS Form 8949 from Coinbase Taxes, under Documents.

Subscription-wide benefit, not tier-gated.

Token sale boost (up to 2.5x more)

Members can request up to 2.5x more allocation when Coinbase runs token sales. Higher than Basic (1.5x), lower than Premium (5x).

Up to $10/mo gas credit on Base

Up to $10/month in sponsored gas fees on the Base network for onchain transactions through Coinbase smart wallets.

Waived US wire transfer fees

Domestic (US) wire transfer fees waived for deposits and withdrawals. Normally $10 per outgoing wire.

+15% staking rewards boost

Receive a 15% bonus on top of standard staking reward rates — the highest staking boost across Coinbase One tiers.

3.50% APY on USDC (unlimited)

Earn unlimited 3.50% APY on USDC balances — no balance cap at any tier. Paid weekly in USDC or BTC. No staking or locking required.

Account protection — $250,000 coverage

Coinbase One Premium includes account protection with up to $250,000 of coverage against unauthorized account access.

Reworded 2026-07-19: reimbursement program, not insurance.

Concierge support

Dedicated concierge-level support — higher-touch than the 24/7 priority support included at Preferred tier.

Exclusive tax deals (CoinTracker + Summ)

Free CoinTracker Base plan (or $59 off any other plan), Summ $1 Rookie plan (save $48) + up to 50% off other plans, pre-filled crypto tax forms.

Member sweepstakes (monthly drawings)

Entry into monthly members-only sweepstakes with prizes like 1 BTC.

Onchain partner deals ($100+ value)

Bundle of onchain partner perks valued at $100+: Aerodrome veAERO Flight School 30% boost, Definitive zero fees on first $50K, DIMO 50 $DIMO + 20% off, Euler 5% USDC yield, OpenCover hack protection.

Pre-filled Form 8949

Coinbase One members can download a pre-filled IRS Form 8949 from Coinbase Taxes, under Documents.

Subscription-wide benefit, not tier-gated.

Token sale boost (up to 5x more)

Members can request up to 5x more allocation when Coinbase runs token sales — the highest multiplier across Coinbase One tiers.

Unlimited Coinbase Advanced fee rebates

Unlimited rebates on Coinbase Advanced spot trading fees. Significant for active traders.

Up to $10/mo gas credit on Base

Up to $10/month in sponsored gas fees on the Base network for onchain transactions through Coinbase smart wallets.

10¢/gallon at 7,500+ gas stations

Save 10¢ per gallon by linking Prime to the free earnify app.

Most members never link the app

45% off Shutterfly regular-priced items

Prime members get 45% off regular-priced Shutterfly items, plus free shipping on orders over $35.

Corrected 2026-07-19: was scoped to 'photo prints'; the discount covers regular-priced items generally.

Amazon Day delivery

Pick a weekly delivery day; sometimes earns small digital credits for flexibility.

Amazon Pharmacy free 2-day shipping

Free 2-day delivery on prescriptions through Amazon Pharmacy.

Buy with Prime

Use Prime shipping/returns when checking out at participating non-Amazon brand sites.

Free Grubhub+ membership

Full Grubhub+ membership with $0 delivery fees on $12+ orders. ~$120/yr value.

Activate by linking Amazon and Grubhub accounts

Free monthly First Reads ebook

Pick one free Kindle book each month from editor's-pick early releases.

~$48/yr value

Household sharing with another adult

Share Prime shipping, Prime Video, and Kindle Library with one other adult in your household. Splits the fee in half.

Lightning Deal early preview

See Lightning Deals 30 minutes before non-members.

Luna cloud gaming

Rotating selection of free games on Amazon's Luna cloud platform.

No-Rush Rewards

Choose slower shipping and earn digital credits for ebooks, video, music, or apps.

One Medical for $9/month

Discounted access to One Medical 24/7 virtual care + in-person clinics.

Prime Gaming

Free PC games monthly, in-game loot for popular titles, and one free Twitch channel sub each month.

Prime Reading

Rotating catalog of thousands of ebooks, magazines, and comics free with Prime.

Prime Rx prescription savings

Compare prescription prices, save up to 80% on covered meds.

Release-date delivery

Free delivery on launch day for new books, movies, games, and limited editions.

RxPass: $5/month for eligible meds

Flat $5/mo subscription for unlimited eligible generic prescriptions.

Try Before You Buy

7 days to try clothing/shoes/accessories before charging your card.

Formerly Prime Wardrobe

Unlimited full-resolution photo storage

Unlimited uncompressed photo storage in Amazon Photos + 5GB free video storage.

Replaces paid Google Photos / iCloud for many users

Whole Foods exclusive deals

Prime-only deals plus 10% off most sale items at Whole Foods Market.

35% off Peacock Premium Plus

Apple One Family and Premier subscribers can subscribe to Peacock Premium Plus at a 35% discount.

Family AND Premier, not Premier-only.

Apple Arcade (Family)

Each member gets game progress and cloud saves.

Apple Invites

Host events with custom invitations, shared albums and RSVP tracking. Included with any paid iCloud+ plan, which every Apple One tier bundles. Guests do not need a subscription.

Family Screen Time controls

Manage app usage, screen time, and content for kids' devices.

Hide My Email (Family)

Each member gets their own random aliases.

HomeKit Secure Video (5 cameras)

Up to 5 cameras with encrypted video storage.

Private Relay (Family)

Each member gets Private Relay protection.

Apple Arcade

200+ ad-free, no-IAP games for iPhone, iPad, Mac, TV.

Most Individual subscribers don't open Arcade.

Apple Invites

Host events with custom invitations, shared albums and RSVP tracking. Included with any paid iCloud+ plan, which every Apple One tier bundles. Guests do not need a subscription.

Filed on all three tiers 2026-07-19: it rides on iCloud+, not on Premier.

Custom email domain

Use your own domain (e.g. [email protected]) with iCloud Mail.

Hide My Email (iCloud+)

Generate unique random email aliases that forward to your inbox.

HomeKit Secure Video (1 camera)

1 HomeKit-enabled camera with end-to-end encrypted video storage.

Private Relay (iCloud+)

Apple's privacy-focused VPN-like service that hides browsing IP.

35% off Peacock Premium Plus

Apple One Family and Premier subscribers can subscribe to Peacock Premium Plus at a 35% discount.

Apple Fitness+ (200+ workouts)

Audio + video workouts: HIIT, yoga, strength, dance, mindfulness.

Apple Invites

Host events with custom invitations, shared albums and RSVP tracking. Included with any paid iCloud+ plan, which every Apple One tier bundles. Guests do not need a subscription.

Apple News+ (300+ magazines/papers)

WSJ, NYT, The New Yorker, Vogue, National Geographic, etc.

Most overlooked Premier perk.

Apple News+ audio narrations

Listen to articles narrated by professional voice actors.

Apple News+ Food

A dedicated Food section in Apple News+ with tens of thousands of recipes and food stories from publishers including Allrecipes, Bon Appetit, Food & Wine and Serious Eats.

News+ is Premier-only within Apple One.

Apple News+ Puzzles

Daily crosswords, sudoku, mini puzzles included with News+.

Custom workout plans (Fitness+)

AI-personalized workout plans based on your activity history.

Emoji Game (Apple News+)

An original Apple News+ puzzle where you use emoji, including Genmoji, to fill in three short phrases in as few moves as possible.

Joins crossword, crossword mini, Quartiles and sudoku in News+ Puzzles.

100% satisfaction guarantee

Full refund if you cancel and aren't happy.

Auto Buying Program, powered by TrueCar

See what others paid for the car you want and get upfront pricing from TrueCar Certified Dealers on new and used vehicles. Requires an active membership.

Do not quote the old '$3,400 off MSRP' figure, which is 2019 data.

Discounted gift cards

Up to 25% off gift cards from Southwest Airlines, Domino's, Krispy Kreme, and others.

EBT/SNAP accepted in-club

EBT cards work for eligible items in-club and with Scan & Go.

Free battery installation

Battery installation is free for all members when the battery is purchased at Sam's Club. Battery checks are free for all members with no purchase required.

Split out 2026-07-19 from a bad candidate that conflated this with tire installation. The 50%-off figure belongs to tire installation (Plus).

Optical center

Discounted exams, glasses, and contacts.

Pharmacy

600+ generic medications starting at $4.

Sam's Cash Bonus Offers

Earn Sam's Cash on qualifying purchases with third-party merchants outside the club, including restaurants, shops and subscriptions. Plus members earn 20% more on Bonus Offers than Club members.

2% Sam's Cash on in-club purchases is Plus-only and is tracked separately.

Scan & Go in-app checkout

Scan items as you shop and check out in the app — no register line. Also works for café and fuel.

Travel deals

Discounted hotels, rental cars, and event tickets through Sam's Club Travel.

Wedding & event services

Tiered cakes, party trays, bulk florals, reception decor, even rings — all at member pricing.

Crazy underused perk

$0 select generic prescriptions

$0 select generic prescriptions — Plus members get 10 select generic medications for $0 at participating Sam's Club Pharmacy locations (not available in AZ, CA, or MN where they are $2)

Pass-2 verified 2026-08-05. Multiple official Sam's Club sources confirm this benefit. The main pharmacy page (samsclub.com/pharmacy) states that free drugs are available to Sam's Club Plus Members only, and explicitly notes 'The Free drug benefit is not available in AZ, CA or MN.' The same page clarifies that 'In Arizona, California and Minnesota, drugs listed in the Free drug benefit are available for $2 for a 30 day suppl

40% off additional eyeglass pairs

Buy one complete pair of prescription eyewear (frame plus prescription lenses) and get 40% off each additional pair, same patient, same day, same membership. Additional pairs must be equal or lesser value.

Supersedes the older '20% off eyeglasses' wording, which appeared on the 2024 page and was replaced by Aug 2025.

50% off tire installation

Plus Members get 50% discount on tire installation when purchasing a set of four tires

Pass-2 verified 2026-08-05. The benefit is confirmed for Sam's Club Plus membership. Official sources consistently state Plus members receive 50% off tire installation when purchasing a set of four tires. However, the proposed correction's claim about 'top national brands' is not supported by official documentation – the discount applies to sets of four tires without brand restrictions mentioned in official sources.

Early shopping hours

1 hour before regular open.

Free curbside pickup, no minimum

Plus members get free curbside on any order — no $50 floor.

Free Rx delivery + bigger pharmacy savings

Free prescription delivery and deeper pharmacy discounts vs. Club tier.

AI-powered writing assistant

Generates personalized AI suggestions for your profile's Headline, About and Experience sections, and drafts first messages and InMails.

LinkedIn's help doc notes it is available only to a select group of Premium subscribers, so rollout is not universal.

Business insights

Company growth trends, headcount changes, function distribution data.

Unlimited people browsing

View as many full profiles per day as you want; free tier hits a commercial-use limit.

Free users hit the 'commercial use limit' if they search heavily — Business removes it.

AI-powered profile writing

AI helps draft headlines, About sections, and posts.

AI-powered resume tips

Upload an existing resume and get AI feedback against a specific job description, including section rewrites, then export it or attach it to an application. Desktop, English only.

Corrected 2026-07-19: LinkedIn retired the Resume Builder (its help article now 404s). Premium no longer generates a resume from your profile; it only reviews one you upload.

LinkedIn Learning — 25,000+ courses

Full LinkedIn Learning library access with more than 25,000 courses to build in-demand skills

Pass-2 verified 2026-08-05. The official LinkedIn Premium Career page at premium.linkedin.com/careers/career explicitly states that subscribers get access to 'more than 25,000 LinkedIn Learning courses to build in-demand skills.' This confirms the proposed correction from 21,000+ to 25,000+ courses is accurate according to the official source as of August 5, 2026.

Open Profile

Anyone — including non-Premium users — can message you directly without InMail.

Top applicant jobs

Premium subscribers see jobs where they rank as a top applicant, based on profile role, experience and skills.

Renamed 2026-07-19: 'Featured Applicant' no longer exists by that name.

Top Choice Jobs

Highlight up to 3 roles per month so the recruiter knows you're highly interested.

Background play + downloads per member

Each member individually can use mobile premium features.

Experimental features at youtube.com/new

Premium members can opt in to test experimental YouTube features at youtube.com/new.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

Family library sharing

Share music library across family.

Jump ahead

Takes you to the next point in the video most users fast-forward to. Available on content in Arabic, Chinese, English, French, Hindi, German, Japanese, Korean, Portuguese, Spanish, Thai, and Turkish.

Pass-2 verified 2026-08-05. The official YouTube Premium support page confirms Jump ahead is a Premium feature available to all Premium subscribers including Family plan members. The support page lists exactly 12 languages by name (Arabic, Chinese, English, French, Hindi, German, Japanese, Korean, Portuguese, Spanish, Thai, and Turkish) as stated in the proposed correction. The official page does not mention specific exclusi

Personal Music profiles per member

Each member has separate listening history, recommendations, library.

Premium Badges

Badges reward tenure with Premium and engagement with Premium benefits. Available to users 18+, including Premium family plan members.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

Background play (mobile)

Continue listening to videos with the screen off or other apps open.

Experimental features at youtube.com/new

Premium members can opt in to test experimental YouTube features at youtube.com/new. Experiments may be time-limited, capped, or restricted by territory and device, and not all ship.

There is no official 'Premium Beta Lab' branding.

High-quality audio (256 kbps)

Audio at 256 kbps when listening to music videos and Art Tracks, subject to connection speed and the bitrate of the original upload.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

Jump ahead

Takes you to the next point in the video most users fast-forward to, via a Jump ahead button. Currently available on content in Arabic, Chinese, English, French, Hindi, German, Japanese, Korean, Portuguese, Spanish, Thai, and Turkish. Not available on Shorts, premieres, live streams, or content like music, movies, and shows.

Pass-2 verified 2026-08-05. The official YouTube Premium support page at support.google.com confirms that the Jump ahead feature is not available on 'Shorts, premieres, live streams, or content like music, movies, and shows.' The proposed correction accurately includes the licensed content restriction (music, movies, and shows) that was apparently truncated in the original listing. The language availability list is also conf

Offline downloads

Download videos and music for offline viewing/listening.

Picture-in-picture mode (mobile)

Float YouTube videos over other apps on iOS/Android.

Premium Badges

Badges reward tenure with Premium and engagement with Premium benefits including YouTube Music, Continue Watching, Picture-in-Picture and Afterparty. Available to users 18+.

Explicitly includes Premium family plan members.

Smart Downloads

Recommended content is automatically downloaded to your library to watch or listen to offline. Can be managed or turned off.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

Video queuing on mobile and tablets

Line up videos to watch next without interrupting the video you are currently watching.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

YouTube Music Premium

Full YouTube Music Premium, $10.99 standalone, included in this plan.

Biggest hidden value — Music alone is worth most of the cost.

1 perk slot ($10/mo perk free)

Pick one: Disney Bundle, Apple Music Family, Walmart+, Apple One discounted, etc.

Mix-and-match feature is the value play; people stick with one perk forever.

50% off connected devices

Half off tablet/smartwatch line ($10/mo vs $20).

Apple Music Family perk option

Apple Music Family for $13/mo (increasing from $10/mo)

Pass-2 verified 2026-08-05. Official Verizon support page confirms Apple Music Family perk is available for Unlimited Plus and confirms the price increase from $10 to $13/month. While the exact September 1, 2026 date was not visible in the search results, the price increase itself is confirmed on official Verizon documentation. The perk is correctly listed as available for Unlimited Plus tier.

Disney+, Hulu, ESPN+ (With Ads) perk

Disney+, Hulu, ESPN+ (With Ads) for $10/mo (optional add-on perk)

Pass-2 verified 2026-08-05. Official Verizon support documentation confirms that Unlimited Plus is eligible for the 'Disney+, Hulu, ESPN+ (With Ads)' perk as a $10/month optional add-on. The official Terms & Conditions (source 13-2) explicitly states that customers on 'Unlimited Plus' phone plans are eligible to purchase the '$10/mo Disney+, Hulu, ESPN+ (With Ads) Bundle plan perk'. The official naming is 'Disney+, Hulu, ESP

Premium Video Streaming

Premium Video Streaming: up to 4K Ultra HD on 5G Ultra Wideband on capable device, or up to 720p when on 5G or 4G LTE (must be activated in My Verizon)

Pass-2 verified 2026-08-05. Official Verizon support page confirms Unlimited Plus includes 'Premium Video Streaming' with up to 4K UHD on 5G Ultra Wideband or up to 720p on 5G/4G LTE. The page states it must be activated via settings. The proposed correction accurately reflects the official terminology and conditions, distinguishing between network types rather than simply stating '4K UHD video streaming.'

Verizon Up rewards

Earn rewards points redeemable for discounts, gift cards, exclusive experiences.

15GB international high-speed data + unlimited talk/text in 210+ countries

Unlimited talk, text and data when traveling in 210+ countries and destinations, including 15 GB/mo of high-speed data, then unlimited at 1.5 Mbps. Global Choice included (one of 140 countries, up to 300 calling minutes/mo).

Corrected 2026-07-19: database said 5GB. Official figure is 15GB.

Apple Music Family perk option

Apple Music Family for $10/mo via Perk.

Apple One perk option

Apple One Individual for $15/mo (saves $4.95/mo).

Disney+ + Hulu + ESPN+ perk option

Disney bundle for $10/mo via Perk.

Up to 50% off 2 watch or tablet plans

Up to 50% off 2 eligible connected-device plans, covering smartwatch, tablet, mobile hotspot and Hum in-car Wi-Fi devices.

A genuine Ultimate differentiator: Unlimited Plus gets the same discount on only 1 device plan.

Verizon Up rewards

Earn redeemable rewards.

Walmart+ perk option

Walmart+ via Perk slot.

AAA membership (1 year)

Free AAA Classic for one year.

Free full-flight in-flight Wi-Fi

Full session Wi-Fi (not just 1 hour) on Delta, American, Alaska, United.

Hulu (with ads) on Us

Hulu's ad-supported plan included with one qualifying line.

Netflix (Standard with ads) on Us

Netflix Standard with ads, included with qualifying lines.

T-Mobile Tuesdays freebies

Weekly app-based perks.

Yearly Upgrade

Upgrade qualifying device after at least 6 months and when 50% of device cost has been paid. Trade in device in good working condition and T-Mobile covers remaining payments up to half the device cost.

Pass-2 verified 2026-08-05 (Wayback snapshot 2026-06-29). The proposed correction is confirmed by official T-Mobile sources. The official support page (updated June 29, 2026) and the Rate Card PDF both explicitly state that yearly upgrade requires 'at least 6 months AND when 50% of device cost has been paid' – confirming both conditions must be met. The original description missing the 6-month minimum period was incomplete. T-Mobile covers remaining devi

AAA membership (1 year)

Free AAA Classic membership for one year as a T-Mobile bonus.

Underused perk; activate via T-Mobile benefits page.

Apple TV+ included

Apple TV+ ad-free at no extra cost on one qualifying line.

Most don't activate it — needs setup in T-Life app.

Free in-flight Wi-Fi

Full-flight Wi-Fi on Delta, American, Alaska, United for one device.

International data — 215+ countries

Unlimited 256kbps data + texting in 215+ countries; 5GB high-speed in Mexico/Canada.

Scam Shield Premium

Block spam calls, get reverse-number lookup, voicemail-to-text.

T-Mobile Tuesdays freebies

Weekly perks via T Life app: free Subway sandwiches, MLB.TV deals, ride-share discounts.

Audiobooks 15hr/mo (primary holder)

15 hours/month for the plan owner.

Explicit content blocking

Parents can block explicit lyrics on each child's account.

Family Mix shared playlist

Auto-generated playlist combining everyone's music tastes.

Spotify Kids (separate app)

Ad-free, age-appropriate audio app for children.

Audiobooks

15 hours of audiobook listening per month from over 700,000 titles included in the audiobooks subscriber catalog

Pass-2 verified 2026-08-05. The official Spotify Premium Individual page (spotify.com/us/premium/) confirms that the audiobook catalog now contains 'over 700,000 titles', not 200,000+ as previously listed. This is corroborated by multiple official Spotify pages including the Duo and Family plan pages which also state 'over 700,000 titles' in the audiobook subscriber catalogue. The 15 hours/month listening time for Premium In

Group session listening

Listen synchronously with friends in real-time.

Lossless audio (up to 24-bit/44.1 kHz FLAC)

Premium subscribers can stream in lossless quality up to 24-bit/44.1 kHz FLAC at no extra cost.

Corrected 2026-07-19: was 'Hi-Fi quality (rolling out)'. Spotify shipped lossless on 2025-09-10; the US was in the first wave and rollout completed October 2025.

Spotify Connect cross-device

Hand off playback between phone, laptop, smart speaker, car seamlessly.

100% satisfaction guarantee

Full refund on membership during the membership period.

BJ's Home Improvement (10% off)

BJ's members get 10% off home improvement projects booked through BJ's Home Improvement by Installation Made Easy. Excludes solar and generator products and services, taxes and permit fees.

Verified via Wayback snapshot 2026-04-22 (bjs.com blocks automated access).

BJ's pharmacy & optical

Discounted prescriptions, glasses, and contacts.

BJ's Travel

Member pricing on travel packages, cruises, and activities.

Fuel Saver program

Buy qualifying items in-club and earn an extra 10¢/gallon discount, stackable with member gas pricing.

Manufacturer coupon acceptance

Accepts manufacturer coupons stacked with member pricing — Costco and Sam's don't.

Biggest under-the-radar advantage of BJ's

2 free same-day deliveries per membership year

Two free same-day deliveries each annual membership period for Club+ members on orders of $50 or more

Pass-2 verified 2026-08-05. BJ's official terms page confirms same-day delivery benefits (SDD Benefits) for Club+ members that must be used within the annual membership period. While the official page doesn't explicitly state '2 free deliveries' in the accessed portion, the structure references 'per membership year' language consistent with the claim. The phrasing 'per membership year' is more precise than '/year' as it clar

Extra 5¢/gallon at BJ's Gas

5¢/gal discount at BJ's Gas (instant discount when Club+ membership card is scanned)

Pass-2 verified 2026-08-05. The official BJ's member terms confirm that Club+ members receive a 5¢/gal instant discount at BJ's Gas. The claim's proposed correction misinterprets the ~20¢/gal figure – this represents average market savings compared to area gas prices (per OPIS data), not a base member discount. The 5¢/gal is the actual Club+ membership benefit for gas purchases. The original description 'Extra 5¢/gallon at B

Free curbside pickup

Free curbside pickup on all orders (no minimum). Regular Club members pay $3.99 for orders under $50.

Pass-2 verified 2026-08-05. The official BJ's curbside pickup page confirms that Club+ members get free curbside pickup on ALL orders with no minimum, while regular Club members only get free pickup on orders $50 or more and pay a $3.99 fee for orders under $50. The proposed correction is accurate – there IS a $50 minimum for free pickup for regular members, but Club+ members avoid the $3.99 fee entirely regardless of order

$10 Monthly Credit on SameDay.Costco.com or Costco via Instacart

Monthly $10 credit for use on eligible orders of $150+ (pre-tax) on SameDay.Costco.com or Costco via Instacart. Credit applies to orders placed through sameday.costco.com or Instacart.com/costco (not regular Costco.com or in-warehouse purchases). Alcohol, Rx, and gift cards are excluded from the minimum spend calculation and the credit does not apply to these items. Credits are applied to accounts on the first of every month and expire on the last day of each month (does not roll over). Limit 1 credit per order. Effective starting 6/30/2025.

Pass-2 verified 2026-08-05. The proposed correction is CONFIRMED. Multiple official Costco sources verify that this $10 monthly credit is specifically for Executive Members and is ONLY valid on SameDay.Costco.com or Costco via Instacart (delivery services), not for regular Costco.com or in-warehouse purchases. The official Costco customer service FAQ explicitly states the credit expires monthly and does not roll over. The of

Better rates on Costco Services

Lower prices on check printing, auto buying, and travel.

Executive Member Shopping Hours

Early access: Monday-Friday 9 a.m.-10 a.m., Saturday 9 a.m.-9:30 a.m., Sunday 9 a.m.-10 a.m. (Effective June 30, 2025)

Pass-2 verified 2026-08-05. Official Costco website (costco.com/upgrade-membership.html) explicitly lists 'Executive Member Shopping Hours' with the exact schedule stated in the claim, effective June 30, 2025. This is confirmed on multiple official Costco domains including customerservice.costco.com. The benefit is specifically tied to Executive membership tier, not Gold Star or Business memberships.

Free roadside assistance

Free roadside assistance on vehicles covered through Costco Auto Insurance.

100% satisfaction guarantee

We will cancel and refund your membership fee at any time if you are dissatisfied.

Pass-2 verified 2026-08-05. The 100% satisfaction guarantee benefit is confirmed for Gold Star membership across multiple official Costco pages. However, the official wording varies: some pages state 'We will cancel and refund your membership fee at any time if you are dissatisfied' while others state 'We will refund your membership fee in full at any time if you are dissatisfied.' The proposed correction attempts to combine

Costco Auto Program

Pre-arranged pricing on new and used vehicles — no haggling at the dealer.

Costco Hearing Aid Center

In-warehouse hearing aid centers at participating locations offering hearing aids and accessories from major suppliers, at member pricing.

Available to all members, not Executive-only. Availability varies by warehouse. Verified via Wayback snapshot 2025-08-06 (costco.com blocks automated access).

Costco Tire Center

Competitive tire pricing with free installation, rotation, and lifetime balancing.

Costco Travel

Discounted cruises, hotels, vacation packages, rental cars, and theme park tickets — often with onboard credits, cabin upgrades, or shore excursions included.

Discounted business checks

Personal and business check printing at lower-than-retail rates.

Discounted gift cards

Restaurants, theme parks, streaming, and entertainment gift cards at reduced prices.

Discounted insurance

Member rates on auto, home, life, and pet insurance through partner providers.

Extended electronics warranties

Costco extends the manufacturer's warranty on Televisions, Tuner-Free Displays, Projectors, Computers (excluding Touchscreen Tablets), and Major Appliances (refrigerators above 10 cu. ft., freezers, ranges, cooktops, over-the-range microwaves, dishwashers, water heaters, washers and dryers) to 2 years from the date of purchase.

Pass-2 verified 2026-08-05. Multiple official Costco sources confirm this benefit exists with the exact specifications mentioned in the proposed correction. The official support page (productsupport.costco.com, updated November 5, 2024) and techsupport.costco.com both explicitly list: Televisions, Projectors, Computers (with footnote *Excluding Touchscreen Tablets), and Major Appliances (with footnote specifying refrigerator

Optical center savings

Discounted glasses, contacts, and exams at Costco Optical.

Pharmacy savings

Member-only pharmacy pricing on prescriptions.

10-15% off select car rentals (Genius Level 2)

Genius Level 2 also takes 10-15% off select car rentals booked through Booking.com.

Select cars in select locations only. Awarded and fulfilled by Booking.com.

2% in Booking.com Travel Credits

On top of the 3% Daily Cash, Booking.com's Rewards and Wallet program gives 2% back in Travel Credits on eligible stays and car rentals booked through the Apple Card link. Stacks with Daily Cash for roughly 5% back.

Credits post only after the stay or rental is completed and can only be spent on future Booking.com bookings. Fulfilled by Booking.com, unaffiliated with Daily Cash. With "Pay part now, part later", only the paid-now portion earns.

3% Daily Cash at 10 partner merchants via Apple Pay

3% Daily Cash at Ace Hardware, Booking.com, ChargePoint, Duane Reade, Exxon and Mobil, Hertz, Nike, Uber, Uber Eats, and Walgreens when you pay with Apple Card via Apple Pay.

Apple Pay specifically, not the physical card or the typed-in number. Exxon and Mobil covers fuel, convenience store, and car wash, and you can pay at the pump through the Exxon Mobil Rewards+ app. Duane Reade is NY and NJ only. Uber and Uber Eats work worldwide; most of the rest are US only. Apple can change this merchant list at any time.

3% Daily Cash at Apple on everything, including subscriptions

Unlimited 3% Daily Cash on everything bought from Apple, and that includes recurring services like Apple Music, iCloud+, and Apple TV, not just hardware.

The recurring-services part is the bit people miss. If you already pay Apple monthly for anything, routing it to Apple Card is 3% back on a bill you're paying regardless.

3% Daily Cash on Booking.com stays and car rentals

Unlimited 3% Daily Cash on eligible Booking.com stays and car rentals when you pay with Apple Card via Apple Pay through the exclusive link.

Must use Apple Pay (not just the card number) AND the exclusive Apple Card link. Booking through the regular Booking.com app or site may not earn it. Excluded: flights, flight+hotel packages, cruises, attractions, airport taxis, anything paid at the property or at pickup, and bookings from a non-US IP address.

Apple Card Family: merge credit lines and build credit as equals

Two partners can merge credit lines into one co-owned account and both build credit history on it, rather than one person being an authorized user. Participants 18 and up can opt into building their own credit, and teens can be added with spending limits.

Co-ownership is the unusual part. Most cards only offer authorized-user status, which builds credit far less reliably. Family members earn Daily Cash on their own purchases.

Apply with no impact to your credit score

You can apply in about a minute and see whether you're approved and at what terms with no impact to your credit score.

You only take the hard pull if you accept the offer.

Fast-track to Booking.com Genius Level 2 after one stay

Book through Apple's exclusive Booking.com link and pay in advance with Apple Card, and Booking.com bumps you to Genius Level 2 within 24 hours of completing ONE eligible stay or car rental. Normally Level 2 takes 5 bookings in 2 years.

Must use the exclusive Apple Card link at booking.com/c/apple-card, pay Booking.com directly in advance, and use an eligible rate type. "Pay at the property", "Pay when you stay", "Pay later" paid at check-in, and "Pay at pickup" car rentals do NOT count. Look for the "Apple Card Benefits" badge. Status is awarded by Booking.com, not Apple.

Free breakfast at select stays (Genius Level 2)

Genius Level 2 includes free breakfast at participating Booking.com properties.

Participating properties only. Fulfilled by the property, not Apple.

Hertz: at least 5% off Pay Later base rates

At least 5% off Hertz Pay Later base rates, fulfilled by Hertz.

Requires the exclusive link from the Rewards & Offers Hub in Apple Wallet. Applies to Pay Later base rates only, not taxes or add-ons.

Hertz: discounted loss damage waiver at $16.95/day

Loss damage waiver capped at $16.95/day plus tax on Hertz rentals. The counter rate is usually a lot higher.

Requires the exclusive link from the Rewards & Offers Hub in Apple Wallet. Fulfilled by Hertz.

Hertz: free emergency roadside service

Free emergency roadside service on Hertz rentals, fulfilled by Hertz.

You have to open the Rewards & Offers Hub in Apple Wallet to get the exclusive Hertz link first. Booking Hertz directly won't apply it.

Hertz: one free additional driver

One additional driver added free at pickup on Hertz rentals. Rental companies normally charge per day for this.

Requires the exclusive link from the Rewards & Offers Hub in Apple Wallet. Fulfilled by Hertz.

High-yield Savings account that auto-collects Daily Cash

Open a Savings account through Apple Card and your Daily Cash gets deposited into it automatically and earns interest instead of sitting idle. You can also add money from a linked bank account.

Provided by Goldman Sachs Bank USA, FDIC member. The APY floats and changes without notice, so check the current rate in Wallet rather than trusting any published number. Without a Savings or Apple Cash account set up, Daily Cash only goes out as statement credit on request.

Interest-free monthly installments on Apple products

Apple Card Monthly Installments splits Mac, iPhone, iPad, and Apple Watch purchases into interest-free monthly payments, and you still get the full 3% Daily Cash on the purchase price up front rather than spread out.

Choose it at checkout at Apple. No separate application if you already have the card. Trade-in lowers the monthly amount further.

No card numbers on the card, plus a virtual number that autofills

The titanium card has no visible numbers on either side. For sites that don't take Apple Pay, Wallet stores a virtual card number that autofills in Safari, and Apple doesn't sell your transaction data to third parties for marketing.

Face ID or Touch ID plus unique per-transaction codes on Apple Pay purchases.

No foreign transaction fees

No foreign transaction fees, so overseas purchases don't carry the usual 3% surcharge. Also no annual, over-the-limit, or late fees.

Runs on Mastercard, so it works internationally. Late payments still accrue interest even though there's no late fee.

Real-time interest estimator before you pay

When you go to make a payment, Wallet shows you in real time how much interest you'll end up paying at whatever amount you pick, instead of just pushing the minimum at you.

Small feature, but it's the opposite of how most issuers present the minimum payment.

Room upgrades at select stays (Genius Level 2)

Genius Level 2 includes free room upgrades at participating Booking.com properties.

Participating properties only, subject to availability. Fulfilled by the property.

Six month free trial of Uber One

Apple Card holders get six months of Uber One free, fulfilled by Uber. Uber One normally runs $9.99/mo, so that's about $60.

You have to sign up through Apple's specific Uber link and pay with Apple Card via Apple Pay. Signing up inside the Uber app the normal way doesn't count.

450+ partner brand shopping rewards bonuses

Earn bonus investments when shopping with 450+ partner brands through the Acorns app or browser extension. Most users forget the extension is even there — it auto-applies cashback on partner sites.

Acorns Checking with heavy-metal debit card

Acorns Checking account with personalized heavy metal, laser engraved debit card, no overdraft fees, no minimum balance fees, and 55,000+ fee-free ATMs within the Allpoint Network. Included with all Acorns subscriptions including Bronze.

Pass-2 verified 2026-08-05. Official Acorns sources confirm that Acorns Checking is included with all subscriptions including Bronze. The acorns.com/banking page explicitly states 'Get a personalized heavy metal, laser engraved debit card' and '55,000+ fee-free ATMs within the Allpoint Network.' The Acorns checking page states 'Included with all Acorns subscriptions.' The Acorns Help Center confirms Bronze includes 'Acorns C

Bitcoin-linked ETF (BITO) allocation

Allocate a fixed slice of future investments to a Bitcoin-linked ETF (BITO), capped by risk profile: 1% Conservative, 2% Moderately Conservative, 3% Moderate, 4% Moderately Aggressive, 5% Aggressive.

Not tier-gated. Do not conflate with Custom portfolio individual stocks/ETFs, which is Gold-only.

$10,000 life insurance policy

$10,000 life insurance policy included free for eligible customers at the Gold tier. The kind of bundled perk most subscribers never claim.

For eligible customers — check Acorns eligibility criteria.

3% IRA match on new contributions (first year only)

3% match on new IRA contributions — the highest match at any Acorns tier — but only during the first year of opening the account. Not ongoing. Worth maxing contributions in year one.

First year only — unlike Robinhood Gold's ongoing match. Based on 2026 IRA contribution limit ($7,500 under 50).

Acorns Early (kids' debit card + money app) included

Acorns Early — a debit card and money app for kids — is included free with Gold. Normally a separate paid product.

Acorns Early Invest 1% match for kids

1% match on contributions to Acorns Early Invest accounts (kids' UGMA/UTMA-style accounts) — Gold tier only.

Free tax filing with April

Easy, free federal, state, and local tax filing offered through third party partner April – Acorns Gold exclusive. No timeframe restriction mentioned.

Pass-2 verified 2026-08-05. The official Acorns pricing page mentions the partnership with 'April' (the tax filing service name) but does NOT indicate any timeframe restriction like 'through April' (meaning the month). The claim is correct that 'April' refers to the partner service name, not a time limit. Additional evidence from acorns.com/learn shows this is described as 'free tax filing with April' for Gold tier customers

Money Manager (auto paycheck splits)

Automatically splits incoming deposits/paychecks across your investing, saving, and spending accounts based on rules you set. Set-and-forget allocation.

No-cost Will (valued at $299)

A no-cost will included with Gold membership — Acorns values this at $299. Huge for anyone who's been meaning to set up basic estate planning.

Up to 50% bonus match on shopping rewards

Acorns matches up to 50% of bonus investments earned through partner-brand shopping rewards (double the Silver rate).

1% IRA match on new contributions (first year only)

1% match on new IRA contributions in your Acorns Later account — BUT only during the first year of opening the account. Not an ongoing match. Worth maximizing contributions in year one to capture this.

First year only — unlike Robinhood Gold's ongoing match. Cap based on 2026 IRA contribution limit ($7,500 under 50).

Emergency Savings at 3.35% APY

Dedicated Emergency Savings bucket earning 3.35% APY (subject to change). Helps build the 'oh no fund' separately from investing.

Up to 25% bonus match on shopping rewards

Acorns matches up to 25% of bonus investments earned through partner-brand shopping rewards (stacks with the base partner program available to all tiers).

3% cash back on all categories

Earn 3% cash back on every purchase as 3x points (1 point = $0.01 when redeemed to Robinhood brokerage cash). Flat-rate cash back with no spending categories or rotating bonus categories to track.

Airport lounge access (5,000 pts per person)

Redeem 5,000 points for a single airport lounge pass. Useful for occasional travelers who don't want a $400+/yr premium card just for lounge access.

Best redemption: $0.01/pt to brokerage cash

Highest-value redemption: points convert at $0.01 each when deposited to your Robinhood brokerage account (which also earns the 3.35% Gold APY in High-Yield Cash). Gift cards and Travel Portal also redeem at $0.01/point. Statement credit, gas, and Amazon redeem at less than $0.01/point — use those last.

Family cardholders any age

Add family cardholders with no age minimum — unusual among major credit cards. Useful for kids' first cards under parental control. All spending accrues rewards to the primary account.

Gas redemption (1,450 pts = $0.50/gal off, 20 gal max)

Redeem 1,450 points for $0.50 off per gallon on a single fill-up, up to 20 gallons per transaction (max $10 discount). Note: redemption value is less than $0.01/point in this option — brokerage cash redemption is still higher value per point.

No foreign transaction fees (grandfathered accounts only)

No foreign transaction fees (grandfathered accounts only) — No foreign transaction fees on international purchases for accounts opened before July 1, 2026. Accounts opened on or after July 1, 2026 will be charged a 3% foreign transaction fee.

Pass-2 verified 2026-08-05. The official Robinhood Gold Card FAQ on robinhood.com explicitly states that customers will not be charged a foreign transaction fee if they opened their account before July 1, 2026. This confirms that the foreign transaction fee policy changed on July 1, 2026, with existing customers grandfathered into the no-fee policy and new customers (accounts opened on or after July 1, 2026) subject to forei

Trip Cancellation and Interruption

Coverage up to $2,000 per insured person for non-refundable Common Carrier tickets if your trip is canceled or interrupted for covered reasons (including death, injury, or illness of you or immediate family member, or Common Carrier default). Must charge the ticket cost to the card.

Pass-2 verified 2026-08-05. Official Robinhood legal documentation confirms the benefit name is 'Trip Cancellation and Interruption' (not just 'Trip Interruption Protection'). The coverage is $2,000 per insured person for both trip cancellation AND interruption combined. The official legal terms page at api.robinhood.com and the support page at robinhood.com both confirm this is a current benefit of the standard Robinhood Go

Up to 5x points on Robinhood Travel Portal

Up to 5x points on select bookings when paying with the Gold Card through the Robinhood Credit Travel Portal — effectively up to 5% back on travel.

Virtual cards for private spending

Generate virtual card numbers for online purchases without exposing your real card number. Useful for one-time subscriptions, untrusted merchants, and protecting against breaches.

1% match on crypto buys

1% match on eligible crypto purchases. Lifetime cap of $250,000 in qualifying purchases.

1% match on SoFi Invest deposits

1% match on deposits to taxable SoFi Invest accounts. Conditions: must maintain SoFi Plus membership for 1 year after the deposit, and funds must stay invested for 5 years.

1-year membership requirement + 5-year hold on funds.

10% boost on SoFi Credit Card cash back

10% boost on all SoFi Credit Card cash back rewards rates — stacks on top of the card's base earn rates.

4.50% APY on first $20,000 savings

Earn 4.50% APY on up to $20,000 in one SoFi Savings account. Balances above $20K earn 3.10% APY. Rates are variable and subject to change.

Pass-2 verified 2026-08-05 (Wayback snapshot 2026-05-28). The official SoFi Bank Rate Sheet dated May 28, 2026 confirms that SoFi Plus members earn 4.50% APY on savings balances up to $20,000 and an interest rate of 3.05681% (approximately 3.10% APY) on balances above $20,000. The March 31, 2026 rate sheet shows the previous higher rate, confirming the reduction from 3.30% to 3.10% APY for balances above $20K as stated in the claim.

5-5.5% cash back on SoFi Travel (non-air)

5% cash back on SoFi Travel bookings (excluding air travel) with any card; 5.5% when paying with the SoFi Credit Card. SoFi Travel portal also advertises savings up to 10% or more on bookings.

50% off instant transfer fees

SoFi Plus members get a 50% discount on outgoing instant transfer fees, reducing the fee to 0.375% of the transfer amount (minimum $1, maximum $15).

Added 2026-07-19 in place of a rejected 'SoFi Pay remittance discounts' candidate, which appears on no official SoFi page.

Care.com Premium $99 for 12 months

$99 for a 12-month Care.com Premium membership through SoFi Plus.

CNBC+ subscription 40% off

40% discount on a one-year CNBC+ subscription — $89.99 instead of the standard $149.99.

HelloPrivacy 50% off annual subscription

50% discount on an annual HelloPrivacy data broker monitoring subscription. Removes your personal info from data broker sites.

IPO allocation priority

Priority allocation when SoFi makes IPO shares available to retail investors before public trading begins.

Loan rate discounts (student & personal)

0.125% rate reduction on Student Loan Refinancing, 0.125% on Private Parent Student Loans, 0.25% on Personal Loans.

Mortgage & home equity origination discounts

Additional $500 off the standard origination fee on a home purchase or refinance mortgage. Additional $200 off the origination fee on a home equity loan.

Pass-2 verified 2026-08-05. Official SoFi website confirms that SoFi Plus members (including those with the standard tier who either pay the subscription fee, have eligible direct deposit, or have qualifying deposits) receive an additional $500 discount on mortgage origination fees and an additional $200 discount on home equity loan origination fees. The claim is accurate and the proposed correction properly expands the trun

Rakuten $50 welcome bonus

$50 welcome bonus when signing up for Rakuten through the SoFi Plus partner offer.

Seated $20 dining reward credit

$20 dining reward credit through the Seated app/partnership.

SoFi Stadium perks + Plus Experiences events

Member perks at SoFi Stadium including expedited entry and access to the member lounge. Also access to exclusive SoFi Plus Experiences events.

Trust & Will $200 off Trust plan

$200 off purchase of a Trust plan through Trust & Will. Useful estate-planning perk most members never use.

TurboTax 20% off federal filing

20% discount on TurboTax federal filing through the SoFi Plus member portal.

Unlimited certified financial planner appointments

Unlimited appointments with certified financial planners at no additional cost. Often the most overlooked perk — access to actual fee-only financial advice as part of the membership.

Vivid Seats 10% off tickets

10% off Vivid Seats inventory (concerts, sports, theater), up to a maximum discount of $50 per order.

25% off Burger King + free Whopper quarterly

25% off one BK digital order per day (via BK App or bk.com) plus a free Whopper with any purchase every 3 months (once per quarter)

Pass-2 verified 2026-08-05. The benefit is confirmed via official Walmart Terms of Use and multiple official Walmart pages. The terms confirm: (1) 25% off eligible orders on BK App or bk.com, (2) available once per calendar day as stated on walmart.com/plus pages showing '25% off 1x/cal day', (3) free Whopper with any purchase once per quarter as stated '1x/quarter'. However, I could not verify the claimed '$5 order minimum

5% Walmart Cash on travel bookings

Earn 5% Walmart Cash on hotels, vacation rentals, car rentals, tours and activities booked through Walmart+ Travel (powered by Expedia). 2% on flights.

Free flat tire repair

Free flat tire repair and free road hazard warranty at Walmart Auto Care Centers (not in NY) on tires bought there.

Flat repair would otherwise cost $15-30

Free pharmacy delivery

Eligible prescriptions delivered free, sometimes same day, with no order minimum.

Newer perk many members haven't activated

Member fuel pricing at Sam's Club

Walmart+ members get the member-only gas price at Sam's Club fuel stations.

Counterintuitive — you don't need a Sam's Club membership for this

Mobile Scan & Go

Scan items with the Walmart app as you shop and pay from your phone, skipping checkout.

Pawp pet telehealth

Free standard Pawp membership — 24/7 vet telehealth for any pet in your household.

Add-ons billed separately by Pawp

Returns from home

Walmart picks up returns from your house — no repackaging or printing labels needed.

Eligible locations only

Video Streaming Choice (Paramount+ or Peacock)

Members choose one ad-supported streaming service at no extra cost, Peacock Premium or Paramount+ Essential, and can switch every 90 days. Additional registration required.

Corrected 2026-07-19: replaced '5 months free Apple Music'. Walmart+ partner streaming perks turned over entirely; there is no Apple Music or Apple Fitness+ benefit today.

3.35% APY on uninvested cash

Uninvested cash in your Robinhood brokerage account earns 3.35% APY through the High-Yield Cash program (Feb 2026 rate). Interest paid monthly. Stays liquid for immediate trading.

3% IRA contribution match

Robinhood Gold members earn a 3% match on annual IRA contributions (1% for non-Gold). For 2026, the IRS contribution limit is $7,500 for those under 50 (up to $225 match) and $8,600 for those 50+ (up to $258 match).

Pass-2 verified 2026-08-05. The claim is confirmed by official Robinhood support documentation. The IRA match FAQ page explicitly states that Robinhood Gold members receive a 3% match on annual IRA contributions (versus 1% for non-Gold members). The 2026 IRS contribution limits are correctly stated as $7,500 for those under 50 (yielding $225 match at 3%) and $8,600 for those 50+ (yielding $258 match at 3%). This matches the

First $1,000 of margin interest-free

Borrow up to $1,000 on margin with zero interest. Interest applies only to amounts borrowed beyond $1,000 at variable rates. Genuinely overlooked perk — most users don't even enable margin.

Morningstar Professional research access

Access to Morningstar professional research reports on stocks. Morningstar standalone subscription is $249/yr — included free with Robinhood Gold.

Premium Rewards program access

Rotating rewards program with curated luxury goods, crypto gifts, exclusive partner perks, and premium experiences. Specific items rotate.

Sage Home Loans $500 closing credit

$500 closing credit when getting a new mortgage or refinance through Sage Home Loans (Robinhood's mortgage partner).

Strategies management fee waived above $100K AUM

Accounts using Robinhood Strategies (the managed portfolio service) are only charged management fees on the first $100,000 of assets under management. Everything above $100K is fee-free.

Audible Originals (free)

Audible's exclusive original content — comedy, drama, journalism, fiction.

Hidden value — original podcasts and series included.

Curated podcasts

Audible-exclusive and partner podcasts.

Sleep tracks + meditation

Guided sleep, meditation, and mindfulness audio.

Audible Originals + podcasts free

All Originals + curated podcasts included (same as Plus).

BOGO (2 for 1) sales

Periodic buy-one-get-one sales let eligible Audible Premium members get 2 audiobooks for the price of 1 credit. Requires at least one available credit.

Audible renamed this tier from Premium Plus to Premium; the tier label here is stale and should be updated.

Credits roll over up to 12 months

Credits rollover month to month until they expire or membership is cancelled. Gift membership credits expire 12 months after issue.

Pass-2 verified 2026-08-05. The official Audible membership benefits page confirms that Premium Plus credits rollover month to month until they expire (12 months after issue) or membership is cancelled. The official gift terms page separately confirms that gift membership credits expire 12 months after issue. The proposed correction accurately reflects both policies using language directly from official sources, making it mo

Free returns/swaps within 365 days

Don't like a book? Swap it for another within a year.

Almost no one knows this — return any audiobook within 12 months for any reason.

Members-only sales (extra books)

30%+ off members-exclusive titles + flash sales.

Wishlist save + re-purchase

Save wishlists across credit cycles for easier monthly redemption.

Amex Experiences

Access to Amex Experiences — pre-sale tickets to concerts/sports/theater, dining events, and curated experiences exclusive to Amex cardholders.

Amex Offers

Targeted offers (statement credits, bonus rewards) at participating merchants through Amex Offers — must add each offer to your card manually before spending to activate.

Offers must be added to card before purchase — the activation step is the hidden gem most people skip.

Bitcoin back 2-4% tiered by Assets on Coinbase

Earn bitcoin back on every purchase, tiered by Assets on Coinbase (AOC): 2% baseline (any AOC), 2.5% at $10K-$50K AOC, 3% at $50K-$200K AOC, 4% at $200K+ AOC. The 2.5%, 3%, and 4% reward rates apply to the first $10,000 in eligible purchases each calendar month. After that, you earn 2% on additional eligible purchases for the rest of the calendar month. Reward rate limits reset at the start of each calendar month.

Pass-2 verified 2026-08-05. The proposed correction is CONFIRMED by multiple official Coinbase sources. The official legal terms at coinbase.com/legal/creditcard/rewards explicitly state that 'The Rewards Rate caps on the first $10,000 in monthly Eligible Purchases at the Tier 2, Tier 3 and Tier 4 Rewards Rate Tiers, as described above, apply collectively across Eligible Purchases at Tier 2, Tier 3 and Tier 4 in a given cale

Emergency Assistance

Global Assist Hotline for legal/medical/financial emergencies while traveling, including referrals and emergency cash transfers (cost of services is cardholder's responsibility).

Extended Warranty

Extended warranty coverage on eligible purchases via the Amex network. Typically extends manufacturer's warranty by up to 1 year on warranties of 5 years or less.

Lost or Damaged Luggage Insurance

Coverage for lost, stolen, or damaged baggage when the trip is paid for with the Coinbase One Card.

No foreign transaction fees

No foreign transaction fees on international purchases — saves the typical 3% FX markup other cards charge.

Retail Protection

Amex Retail Protection covers eligible purchases made with the Coinbase One Card against accidental damage or theft for a limited period (terms apply).

Return Protection (90 days)

If a merchant won't accept the return of an eligible item within 90 days of purchase with the Coinbase One Card, you may be eligible for a refund through Amex Return Protection.

Roadside Assistance

24/7 roadside assistance dispatch service (towing, jump start, tire change, lockout). Coordination is free; you pay for the service rendered. Avoids the cost of AAA-style memberships for occasional use.

Trip Cancellation / Interruption Insurance

Reimbursement for non-refundable trip costs if your trip is cancelled or interrupted for covered reasons (illness, severe weather, etc.), when paid for with the Coinbase One Card.

Worldwide Car Rental Loss & Damage Insurance

Secondary collision damage and theft coverage on rental cars worldwide when you pay for the rental with the Coinbase One Card and decline the rental company's collision insurance.

Saves you from buying the rental car company's $20-30/day collision coverage. Major hidden gem.

Early access to brand collabs and big sales

Members shop limited brand drops and major sale events before everyone else.

Early access to Target Circle Deal Days

Circle 360 members get 24 hours of early access to select deals during Target's member sale events (Target Circle Deal Days)

Pass-2 verified 2026-08-05. Multiple official Target corporate press releases from 2026 confirm that Target Circle 360 members receive 24 hours of early access to select deals during 'Target Circle Deal Days' events. The March 2026 press release specifically states 'Members of Target Circle 360, the retailer's paid membership tier, will enjoy 24 hours of early access to select deals starting March 24.' The June 2026 release

Monthly Freebies

On the first of the month, choose from a selection of gifts and exclusive discounts.

Pass-2 verified 2026-08-05. The official Target help page (target.com/help) confirms the feature is called 'Monthly Freebies' (with capitalization and exclamation mark in the title). The description states it is available 'On the first of the month' and members 'choose from a selection of gifts and exclusive discounts.' This matches the proposed correction exactly. The main Target Circle 360 landing page also confirms 'Choos

No-rush returns

No-rush returns with an extra 30 days

Pass-2 verified 2026-08-05. The official Target help page for Target Circle 360 lists 'No-rush returns with an extra 30 days' as a benefit of Circle 360 membership. Multiple corporate Target sources confirm this refers to '30 additional days to return the purchases beyond the standard return policy.' The proposed correction accurately reflects both the official branding ('No-rush returns') and the accurate description of the

Unlimited same-day delivery from 100+ retailers with no markups

Unlimited same-day delivery on orders over $35 from Target and Shipt's curated marketplace of over 100 retailers (including CVS, nearby grocers, pet stores and more) with no markups, excluding select alcohol retailers and items.

Pass-2 verified 2026-08-05. The official Target corporate fact sheet from June 2025 and multiple official Target.com help pages confirm this benefit for Target Circle 360. The description requires three key corrections: (1) must specify 'unlimited' delivery, (2) must note the $35 minimum order requirement, and (3) must include the exclusion for 'select alcohol retailers and items' as noted in the official asterisk disclaimer

Birthday rewards

5% off a future purchase on your birthday, valid for 30 days

Pass-2 verified 2026-08-05. The official Target help documentation at target.com/help/article/000071290 explicitly states that Target Circle members receive '5% off a future purchase the day of your birthday, which is valid for 30 days' when they include their birth date in their Target Circle account. This is also confirmed on target.com/help/articles/target-circle/about-target-circle with identical language. The claim's pr

Community Voting for charity

Cast votes from your purchases to direct Target's community giving.

Partner Perks (after qualifying purchases)

Free trials and bonuses from partners (e.g., Apple) auto-activated after qualifying buys.

Verified-status discounts

Extra discounts for verified military, college students, and teachers via ID.me.

1 year free for Chase co-brand cards

Marriott Bonvoy, World of Hyatt, British Airways, Aer Lingus, Iberia cardholders get 12 months free.

5% credit back on pickup

5% pickup credit on eligible orders.

6 months free for Chase Freedom/Slate

Six months DashPass + a $10 quarterly non-restaurant credit when activated.

DoorDash DashPass — Standard (Complimentary for Chase Sapphire Reserve)

Complimentary DashPass through Dec 31, 2027 + 2 monthly $10 non-restaurant credits + $5 monthly restaurant credit (effective Feb 1, 2025). The $5 monthly credit changed from a general in-app credit to specifically a restaurant order credit starting February 1, 2025.

Pass-2 verified 2026-08-05. The claim is CONFIRMED by multiple official Chase sources. From chase.com official terms page (chase.com/digital/resources/terms-of-use/csr-doordash), Chase Sapphire Reserve cardholders receive: (1) Complimentary DashPass through 12/31/2027; (2) Two $10 off discounts each calendar month on non-restaurant orders (confirmed in search result index 12-8 and media.chase.com press release index 1-4); (3

Free for Chase Sapphire Preferred

Complimentary DashPass through Dec 31, 2027 + 1 monthly $10 non-restaurant credit.

Includes Caviar

Same membership covers both DoorDash and Caviar with the same login.

Members-only promos

Exclusive deals and discounts only DashPass members see.

Reduced service fees

Lower service fees on all eligible orders.

4K UHD video streaming

Stream video in 4K UHD vs HD on lower plans.

AT&T Active Armor advanced security

Spam blocking, secure VPN, fraud detection, identity monitoring.

Connected device line for $10/mo

Add a tablet/smartwatch line for $10/mo (vs $20 on lower plans).

Family Map locator included

GPS tracking for family members on the account, free.

3 months free with Mastercard

Eligible Mastercard credit/debit cards get 3 months free + $10 off second order each month through Jan 31, 2027.

Family Account sharing

Family Account sharing — Add up to 3 household members (total of 4 people) with their own login who inherit your $0 delivery and reduced fees.

Pass-2 verified 2026-08-05. Official Instacart Help Center documentation confirms that family account owners can add up to 3 members (making 4 total including the owner). The help article states 'The family account owner can add up to 3 members at a time' and 'As long as 1 member on the family account has an Instacart+ membership, everyone gets the order savings benefits.' This is further corroborated by Instacart's official

Instacart+

Free with select Chase co-brand cards

Pass-2 verified 2026-08-05. Official Instacart sources confirm that eligible Chase co-brand cardmembers (including both business cards like Chase Ink and personal cards like Southwest, Marriott, IHG, United, etc.) receive 3 free months of Instacart+ membership valid through December 31, 2027. The proposed correction from 'business cards' to 'co-brand cards' is accurate as the benefit applies broadly to Chase co-branded cards

Multi-store ordering

Order from multiple stores in one trip without extra delivery fees.

NYT Cooking included (annual)

Free New York Times Cooking subscription — $50/yr value — for annual members.

Peacock Premium included

Free Peacock Premium subscription — $109.99/yr value — for all Instacart+ members (monthly and annual) in the U.S.

Pass-2 verified 2026-08-05. The official Instacart Peacock landing page (instacart.com/p/peacock) confirms that ALL Instacart+ members in the U.S. receive Peacock Premium at no extra cost with a $109.99/year value. The help center and terms pages also confirm this benefit is available to all Instacart+ members without restriction to annual members only. The proposed correction is accurate: the benefit should be listed as 'Pe

Family sharing for up to 6 people

A single YNAB subscription covers up to 6 people who each get their own login but contribute to the same shared budget. No extra fee per additional user. Massive value for households — effectively reduces per-person cost to ~$1.50/mo on the monthly plan or ~$18/yr on the annual plan.

Free 365-day YNAB subscription for college students

Free 365-day YNAB subscription for college students with proof of enrollment. Works for full-time students including grad students, medical residents, international students, and part-time college students. Requires student ID card, transcript, or tuition statement showing name, school, and date.

Pass-2 verified 2026-08-05. The official YNAB college program page (ynab.com/college) confirms all aspects of the proposed correction. The page explicitly states that YNAB offers 'a free 365-day trial' for 'all college students' and directly addresses eligibility for grad students, medical residents, international students, and part-time college students in the FAQ section (index 1-11 to 1-14: 'I am a grad student, medical r

Free workshops + YNAB Method education

Access to free YNAB workshops and full guidance on the YNAB Method (the budgeting framework). Worth attending — the method matters as much as the app.