Subscription Perks Database

AAA Insurance discount eligibility

Auto, home, life insurance — AAA members get discounted rates.

AAA member discounts (hotels, retail, restaurants)

Discounts at hotels (Hilton, Marriott, Best Western), restaurants, theme parks, retail.

Always ask 'Do you offer AAA discounts?' — many places have unmarked discounts.

Auto loan rate discounts

Discounted rates on AAA Auto Loans for car purchases.

Free battery testing and jump-start, plus member discount on batteries

Battery testing and jump-start are free at every membership level. If the battery needs replacing, members get a discount on the battery purchase (advertised from $25 off; the exact amount is set regionally).

Hertz/Enterprise/Avis car rental discounts

Up to 20% off + free additional driver, sometimes free upgrade.

Identity theft monitoring (basic)

Free credit monitoring + identity theft alerts.

Movie theater discounts

Discounted tickets at AMC, Regal, Cinemark.

Pre-trip vehicle service

Free vehicle inspection at AAA-approved repair shops before trips.

Theme park discounts (Disney, Universal, Six Flags)

Member-only ticket discounts at major theme parks.

Travel planning services

Free TripTik routing, paper maps, tour books, travel agent consultation.

Vehicle locksmith reimbursement

If AAA can't open your locked car, it reimburses a professional locksmith up to $50 (car only). The amount depends on your regional AAA club.

Free fuel delivery

Free emergency fuel delivery (Classic charges for fuel itself).

Free passport photos (varies by club: 0-2 sets/year)

Free passport photos vary significantly by AAA club for Plus members. Some clubs offer 2 free sets per year (AAA Auto Club South, AAA Minnesota-Iowa, AAA ACG clubs), some offer 1 free set per year (AAA South Jersey, AAA Hudson Valley, AAA Northeast, AAA Central Penn, AAA Minneapolis), and some clubs do not offer free photos but charge a discounted rate (AAA ACE: $8 plus tax per set, AAA Oregon: $5 per set).

Locksmith reimbursement up to $100

Reimburses locksmith costs up to $100 if AAA can't service the lockout.

ProtectMyID Essential (free identity monitoring)

Plus includes Experian's ProtectMyID Essential at no extra cost. It's the same free plan every AAA level gets: Experian credit monitoring, lost wallet protection, fraud resolution support and dark web scans for your Social Security number and email. Full dark web surveillance comes with the paid Deluxe plan.

AAA Mountain West Group members get AAA Identity Champion instead.

Trip interruption coverage

Trip interruption coverage (varies by club) — Reimbursement for expenses like lodging, meals, and transportation when your vehicle is disabled 50-100+ miles from home. Coverage amounts vary by AAA club: $500 (South Jersey, Carolinas), $750 (MWG), $1,000 (Club Alliance), or not available for Plus tier (AAA Washington – Premier only)

Trip interruption reimbursement (car rental, meals, lodging)

Trip interruption coverage varies by club: $500 (AAA Reading-Berks), $750 (AAA Mountain West Group), or up to $1,000 (Auto Club South, AAA Carolinas, AAA Michigan, AAA Minnesota-Iowa) when traveling 100+ miles from home. Reimbursement for car rental, meals, lodging and transportation when vehicle is disabled. Coverage limited to 72 hours from initial loss.

Concierge services

Personal concierge for travel/dining/event planning (regional availability).

Free standard rental car for 1 day

Get a one-day rental free during a covered breakdown.

Mobile mechanic services available

On-site repairs at home/work via partner network (regional).

ProtectMyID Essential + $10,000 identity theft insurance

Identity protection is Experian's ProtectMyID Essential, free to AAA members at every tier. Premier adds $10,000 of identity theft insurance at no extra charge plus 10% off the paid Deluxe and Complete plans.

Benefits vary by AAA club.

Up to $1,500 trip interruption coverage

5x Plus's coverage for accommodations/meals during covered breakdowns.

$10/mo DoorDash promo for DashPass members

DashPass members get a $10 promo each month ($120 annually) to save on groceries, retail orders, and more through December 31, 2027

$100 annual Chase Travel hotel credit

Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel. Qualifying purchases do not earn rewards points.

5x points on Peloton equipment

Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 on up to $5,000 in total purchases through 12/31/2027

Baggage delay insurance

Reimburses up to $100 a day for up to 5 days for essentials if bags delayed 6+ hours

Emergency Evacuation and Transportation

If you or a covered traveler is injured or becomes sick on a trip 100 or more miles from home and needs an emergency evacuation, medical services and transportation are covered up to $100,000.

Flagged NEW on the live Chase page as of 2026-07-19.

Extended warranty + purchase protection

Adds 1 year to warranty, 120 days theft/damage coverage on items bought with the card.

Primary auto rental coverage

Primary CDW (collision damage waiver) when paying with the card — skip rental agency CDW.

Trip Cancellation/Interruption Insurance

Trip cancellation/interruption insurance — Up to $10,000 per person and $20,000 per trip reimbursed for non-refundable trip costs if canceled for covered reasons

Trip delay reimbursement

Up to $500/ticket for hotel/meals if delayed 12+ hours.

$300 Exclusive Tables dining credit

$300 Exclusive Tables dining credit — $150 January-June + $150 July-December statement credits at Sapphire Exclusive Tables restaurants on OpenTable

$300 StubHub/Viagogo annual credit

$300 StubHub/Viagogo annual credit — Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027. Activation required.

$500 The Edit hotel credit

Starting January 1, 2026, up to $500 in automatic statement credits annually for prepaid bookings made with The Edit by Chase Travel, with a maximum of $250 per transaction. Two-night minimum required.

Apple TV+ + Apple Music complimentary

Complimentary Apple TV and Apple Music subscriptions through 6/22/2027, a value of $324 a year per Chase.

Chase Sapphire Lounge access

Cardholder + 2 guests at all Chase Sapphire Lounge by The Club locations.

Emergency evacuation coverage

Up to $100k for emergency medical evacuation — rare among credit cards.

IHG One Rewards Platinum Elite status

Complimentary IHG One Rewards Platinum Elite status through December 31, 2027 — room upgrades, late checkout at IHG hotels

Lyft 5x + $10 monthly ride credit

5x total points on Lyft rides + up to $10 in monthly in-app credits through 9/30/2027, for up to $120 annually

Peloton membership credit

$10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually. Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.

Primary auto rental insurance

Primary auto rental insurance — Primary CDW coverage up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.

Trip cancellation insurance ($10k/person)

Up to $10k per person, $20k per trip for non-refundable trip cancellations.

Trip delay reimbursement (6+ hours)

Up to $500/ticket if delayed 6+ hours — better than Preferred's 12 hours.

$120 wireless credit

$10/mo statement credit on US wireless service charges.

$200 airline fee credit

Same as Personal — incidentals on chosen airline.

$219 CLEAR Plus credit

Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal). *Excluding any applicable taxes.

$250 Adobe Credit

A $250 statement credit per calendar year after you spend $600 or more on U.S. purchases directly with Adobe in a calendar year. Enrollment required.

$360 Indeed credit ($90/qtr)

Get up to $90 in statement credits quarterly for purchases with Indeed on the Card. That's up to $360 back per year.

Dell Technologies Statement Credit

Statement credits up to $150 on U.S. purchases directly with Dell Technologies, and an additional $1,000 statement credit after you spend $5,000 or more on those purchases, per calendar year. Enrollment required.

Hilton Honors Gold status

Complimentary status enrollment.

Marriott Bonvoy Gold Elite status

Complimentary status enrollment.

$155 Walmart+ Credit

$155 Walmart+ Credit — Get up to a $12.95 statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card. Up to $12.95 plus applicable taxes on one membership (excluding Plus Ups) each month.

$200 annual airline fee credit

Pick one airline; reimbursed for incidentals like baggage, seat selection, in-flight food.

Many forget this — set a calendar reminder.

$200 Oura Ring credit

Annual statement credit toward Oura Ring purchase or membership.

$219 CLEAR Plus annual credit

Statement credits per calendar year for an auto-renewing CLEAR+ Membership (up to $219), excluding taxes and fees, for Consumer Platinum Card

$300 Digital Entertainment Credit

$300 entertainment credit ($25/mo) — Monthly statement credit for Disney+, Hulu, ESPN streaming services (including ESPN+), Paramount+, Peacock, The New York Times, The Wall Street Journal, YouTube Premium, and YouTube TV when purchased directly from providers. Enrollment required.

$300 Lululemon credit ($75/qtr)

Quarterly $75 statement credit at Lululemon (US).

$400 Resy dining credit ($100/qtr)

Quarterly $100 statement credit at U.S. Resy restaurants.

Use it or lose it each quarter.

Authorized users free (up to 4)

No annual fee for additional users on the same account.

Avis Preferred Plus / Hertz President's Circle

Top-tier status at both rental chains — guaranteed upgrades, faster checkout.

Cell phone insurance

Up to $800 per claim, 2 claims per year, $50 deductible — pay phone bill with the card.

Delta Skymiles Platinum (with Delta enrollment)

Complimentary Platinum status if you enroll through Amex.

Hilton Honors Gold status

Complimentary status — free breakfast, room upgrades, late checkout at Hilton properties.

Leading Hotels of the World Sterling status

Complimentary status — room upgrades, breakfast, priority access.

Marriott Bonvoy Gold Elite status

Complimentary status — late checkout, 25% point bonus, room upgrades at Marriott.

Premium Car Rental Protection

Optional, $19.95-$24.95 per rental, primary coverage up to $100k.

+5% staking rewards boost

Receive a 5% bonus on top of standard staking reward rates for supported assets (ETH, SOL, ADA, etc.). Auto-applied — nothing to activate.

3.75% APY on USDC (unlimited)

Earn unlimited 3.75% APY on USDC balances — no balance cap at any tier. Paid weekly in USDC or BTC. No staking or locking required.

Account protection — $1,000 coverage

Coinbase One Basic includes account protection with up to $1,000 of coverage against unauthorized account access.

Exclusive tax deals (CoinTracker + Summ)

Free CoinTracker Base plan (or $59 off any other plan), and Summ (formerly Crypto Tax Calculator) $1 Rookie plan (save $48) plus up to 50% off other plans (save up to $499). Pre-filled crypto tax forms.

Member sweepstakes (monthly drawings)

Entry into monthly members-only sweepstakes with prizes like 1 BTC. Easy to forget exists — worth checking the member portal regularly.

Onchain partner deals ($100+ value)

Bundle of onchain partner perks valued at $100+. Includes Aerodrome (30% boost on veAERO Flight School), Definitive (zero fees on first $50K trading volume), DIMO (50 $DIMO + 20% off car adapter), Euler (5% extra yield on USDC), OpenCover (onchain portfolio hack protection).

Pre-filled Form 8949

Coinbase One members can download a pre-filled IRS Form 8949 from Coinbase Taxes, under Documents.

Subscription-wide benefit, not tier-gated. Coinbase blocks automated access; verified via Wayback (help article snapshot 2025-09-26).

Token sale boost (up to 1.5x more)

Members can request up to 1.5x more allocation when Coinbase runs token sales. Higher tiers get bigger multipliers (Preferred 2.5x, Premium 5x).

Up to $10/mo gas credit on Base

Up to $10/month in sponsored gas fees on the Base network for onchain transactions through Coinbase smart wallets. Most members never use the onchain side and forfeit this.

25% Advanced spot-fee rebate (up to $100/mo)

Receive 25% back on Coinbase Advanced spot trading fees, paid in USDC immediately after trades execute. Capped at $100/month in rebates at the Preferred tier (~$1,200/yr max). Premium tier is uncapped.

Account protection — $10,000 coverage

Coinbase One Preferred includes account protection with up to $10,000 of coverage against unauthorized account access.

Boosted staking rewards

Staking commission reduced from 35% to 28.5% for eligible assets, resulting in increased net rewards

Coinbase One — Preferred

3.75% APY on USDC (unlimited) — Earn unlimited 3.75% APY on USDC balances with no balance cap. Paid weekly in USDC or BTC. No staking or locking required.

Exclusive tax deals (CoinTracker + Summ)

Free CoinTracker Base plan (or $59 off any other plan), Summ $1 Rookie plan (save $48) + up to 50% off other plans, pre-filled crypto tax forms.

Member sweepstakes (monthly drawings)

Entry into monthly members-only sweepstakes with prizes like 1 BTC.

Onchain partner deals ($100+ value)

Bundle of onchain partner perks valued at $100+: Aerodrome veAERO Flight School 30% boost, Definitive zero fees on first $50K, DIMO 50 $DIMO + 20% off, Euler 5% USDC yield, OpenCover hack protection.

Pre-filled Form 8949

Coinbase One members can download a pre-filled IRS Form 8949 from Coinbase Taxes, under Documents.

Subscription-wide benefit, not tier-gated.

Token sale boost (up to 2.5x more)

Members can request up to 2.5x more allocation when Coinbase runs token sales. Higher than Basic (1.5x), lower than Premium (5x).

Up to $10/mo gas credit on Base

Up to $10/month in sponsored gas fees on the Base network for onchain transactions through Coinbase smart wallets.

Waived US wire transfer fees

Domestic (US) wire transfer fees waived for deposits and withdrawals. Normally $10 per outgoing wire.

+15% staking rewards boost

Receive a 15% bonus on top of standard staking reward rates — the highest staking boost across Coinbase One tiers.

3.50% APY on USDC (unlimited)

Earn unlimited 3.50% APY on USDC balances — no balance cap at any tier. Paid weekly in USDC or BTC. No staking or locking required.

Account protection — $250,000 coverage

Coinbase One Premium includes account protection with up to $250,000 of coverage against unauthorized account access.

Concierge support

Dedicated concierge-level support — higher-touch than the 24/7 priority support included at Preferred tier.

Exclusive tax deals (CoinTracker + Summ)

Free CoinTracker Base plan (or $59 off any other plan), Summ $1 Rookie plan (save $48) + up to 50% off other plans, pre-filled crypto tax forms.

Member sweepstakes (monthly drawings)

Entry into monthly members-only sweepstakes with prizes like 1 BTC.

Onchain partner deals ($100+ value)

Bundle of onchain partner perks valued at $100+: Aerodrome veAERO Flight School 30% boost, Definitive zero fees on first $50K, DIMO 50 $DIMO + 20% off, Euler 5% USDC yield, OpenCover hack protection.

Pre-filled Form 8949

Coinbase One members can download a pre-filled IRS Form 8949 from Coinbase Taxes, under Documents.

Subscription-wide benefit, not tier-gated.

Token sale boost (up to 5x more)

Members can request up to 5x more allocation when Coinbase runs token sales — the highest multiplier across Coinbase One tiers.

Unlimited 25% rebate on Coinbase Advanced spot trading fees

Premium members receive a 25% rebate on Coinbase Advanced spot trading fees with no monthly cap. The rebate is paid in USDC.

Up to $10/mo gas credit on Base

Up to $10/month in sponsored gas fees on the Base network for onchain transactions through Coinbase smart wallets.

10¢/gallon at 7,500+ gas stations

Save 10¢ per gallon by linking Prime to the free earnify app.

Most members never link the app

45% off Shutterfly regular-priced items

Prime members get 45% off regular-priced Shutterfly items, plus free shipping on orders over $35.

Amazon Day delivery

Pick a weekly delivery day; sometimes earns small digital credits for flexibility.

Amazon Pharmacy free 2-day shipping

Free 2-day delivery on prescriptions through Amazon Pharmacy.

Buy with Prime

Use Prime shipping/returns when checking out at participating non-Amazon brand sites.

Free Grubhub+ membership

Full Grubhub+ membership with $0 delivery fees on $12+ orders. ~$120/yr value.

Activate by linking Amazon and Grubhub accounts

Free monthly First Reads ebook

Pick one free Kindle book each month from editor's-pick early releases.

~$48/yr value

Household sharing with another adult

Share Prime shipping, Prime Video, and Kindle Library with one other adult in your household. Splits the fee in half.

Lightning Deal early preview

See Lightning Deals 30 minutes before non-members.

Luna cloud gaming

Rotating selection of free games on Amazon's Luna cloud platform.

No-Rush Rewards

Choose slower shipping and earn digital credits for ebooks, video, music, or apps.

One Medical for $9/month

Discounted access to One Medical 24/7 virtual care + in-person clinics.

Prime Gaming

Free PC games monthly, in-game loot for popular titles, and one free Twitch channel sub each month.

Prime Reading

A rotating selection of thousands of books, magazines, comics, short reads and audiobooks at no extra cost with Prime.

Prime Rx prescription savings

Compare prescription prices, save up to 80% on covered meds.

Release-date delivery

Free delivery on launch day for new books, movies, games, and limited editions.

RxPass: $5/month for eligible meds

Flat $5/mo subscription for unlimited eligible generic prescriptions.

Try Before You Buy

7 days to try clothing/shoes/accessories before charging your card.

Formerly Prime Wardrobe

Unlimited full-resolution photo storage

Unlimited uncompressed photo storage in Amazon Photos + 5GB free video storage.

Replaces paid Google Photos / iCloud for many users

Whole Foods exclusive deals

Prime-only deals plus 10% off most sale items at Whole Foods Market.

35% off Peacock Premium Plus

Apple One Family and Premier subscribers can subscribe to Peacock Premium Plus at a 35% discount.

Family AND Premier, not Premier-only.

Apple Arcade (Family)

Each member gets game progress and cloud saves.

Apple Invites

Host events with custom invitations, shared albums and RSVP tracking. Included with any paid iCloud+ plan, which every Apple One tier bundles. Anyone can RSVP regardless of whether they have an Apple Account or device.

Family Screen Time controls

Manage app usage, screen time, and content for kids' devices.

Hide My Email (Family)

Each member gets their own random aliases.

HomeKit Secure Video (5 cameras)

Up to 5 cameras with encrypted video storage.

Private Relay (Family)

Each member gets Private Relay protection.

Apple Arcade

200+ ad-free, no-IAP games for iPhone, iPad, Mac, TV.

Most Individual subscribers don't open Arcade.

Apple Invites

Host events with custom invitations, shared albums and RSVP tracking. Included with any paid iCloud+ plan, which every Apple One tier bundles. Guests do not need a subscription.

Custom email domain

Use your own domain (e.g. [email protected]) with iCloud Mail.

Hide My Email (iCloud+)

Generate unique random email aliases that forward to your inbox.

HomeKit Secure Video (1 camera)

1 HomeKit-enabled camera with end-to-end encrypted video storage.

Private Relay (iCloud+)

Apple's privacy-focused VPN-like service that hides browsing IP.

35% off Peacock Premium Plus

Apple One Family and Premier subscribers can subscribe to Peacock Premium Plus at a 35% discount.

Apple Fitness+ (200+ workouts)

Audio + video workouts: HIIT, yoga, strength, dance, mindfulness.

Apple Invites

Host events with custom invitations, shared albums and RSVP tracking. Included with any paid iCloud+ plan, which every Apple One tier bundles. Guests do not need a subscription.

Apple News+ (300+ magazines/papers)

WSJ, NYT, The New Yorker, Vogue, National Geographic, etc.

Most overlooked Premier perk.

Apple News+ audio narrations

Listen to articles narrated by professional voice actors.

Apple News+ Food

A dedicated Food section in Apple News+ with tens of thousands of recipes and food stories from publishers including Allrecipes, Bon Appetit, Food & Wine and Serious Eats.

News+ is Premier-only within Apple One.

Apple News+ Puzzles

Daily crosswords, sudoku, mini puzzles included with News+.

Custom workout plans (Fitness+)

Personalized workout plans based on your favorite activities, durations, trainers, music preferences, and days you like to work out. Includes prebuilt plans like Stay Consistent, Push Further, and Get Started.

Emoji Game (Apple News+)

An original Apple News+ puzzle where you use emoji, including Genmoji, to fill in three short phrases in as few moves as possible.

Joins crossword, crossword mini, Quartiles and sudoku in News+ Puzzles.

$10 Monthly Credit on SameDay.Costco.com or Costco via Instacart

Monthly $10 credit for use on eligible orders of $150+ (pre-tax) on SameDay.Costco.com or Costco via Instacart. Credit applies to orders placed through sameday.costco.com or Instacart.com/costco (not regular Costco.com or in-warehouse purchases). Alcohol, Rx, and gift cards are excluded from the minimum spend calculation and the credit does not apply to these items. Credits are applied to accounts on the first of every month and expire on the last day of each month (does not roll over). Limit 1 credit per order. Effective starting 6/30/2025.

Better rates on Costco Services

Lower prices on check printing, auto buying, and travel.

Executive Member Shopping Hours

Early access: Monday-Friday 9 a.m.-10 a.m., Saturday 9 a.m.-9:30 a.m., Sunday 9 a.m.-10 a.m. (Effective June 30, 2025)

Roadside help + lifetime renewability on auto insurance

If your car insurance is through Costco's American Family program, Executive Members get 24-hour roadside assistance and lifetime renewability on the policy. Varies by state and policy, and some exclusions apply.

100% satisfaction guarantee

We will cancel and refund your membership fee at any time if you are dissatisfied.

Costco Auto Program

Pre-arranged pricing on new and used vehicles — no haggling at the dealer.

Costco Hearing Aid Center

In-warehouse hearing aid centers at participating locations offering hearing aids and accessories from major suppliers, at member pricing.

Costco Tire Center

Competitive tire pricing with free installation, rotation, and lifetime balancing.

Costco Travel

Discounted cruises, hotels, vacation packages, rental cars, and theme park tickets — often with onboard credits, cabin upgrades, or shore excursions included.

Discounted business checks

Personal and business check printing at lower-than-retail rates.

Discounted gift cards

Restaurants, theme parks, streaming, and entertainment gift cards at reduced prices.

Discounted insurance

Member rates on auto, home, life, and pet insurance through partner providers.

Extended electronics warranties

Costco extends the manufacturer's warranty on Televisions, Tuner-Free Displays, Projectors, Computers (excluding Touchscreen Tablets), and Major Appliances (refrigerators above 10 cu. ft., freezers, ranges, cooktops, over-the-range microwaves, dishwashers, water heaters, washers and dryers) to 2 years from the date of purchase.

Optical center savings

Discounted glasses, contacts, and exams at Costco Optical.

Pharmacy savings

Member-only pharmacy pricing on prescriptions.

AI-powered writing assistant

Generates personalized AI suggestions for your profile's Headline, About and Experience sections, and drafts first messages and InMails.

LinkedIn's help doc notes it is available only to a select group of Premium subscribers, so rollout is not universal.

Business insights

Company growth trends, headcount changes, function distribution data.

Unlimited people browsing

View as many full profiles per day as you want; free tier hits a commercial-use limit.

Free users hit the 'commercial use limit' if they search heavily — Business removes it.

AI-powered profile writing

AI helps draft headlines, About sections, and posts.

AI-powered resume tips

Upload an existing resume and get AI feedback against a specific job description, including section rewrites, then export it or attach it to an application. Desktop, English only.

LinkedIn Learning — 25,000+ courses

Full LinkedIn Learning library access with more than 25,000 courses to build in-demand skills

Open Profile

Anyone — including non-Premium users — can message you directly without InMail.

Top applicant jobs

Premium subscribers see jobs where they rank as a top applicant, based on profile role, experience and skills.

Renamed 2026-07-19: 'Featured Applicant' no longer exists by that name.

Top Choice Jobs

Highlight up to 3 roles per month so the recruiter knows you're highly interested.

100% satisfaction guarantee

Full refund if you cancel and aren't happy.

Auto Buying Program, powered by TrueCar

See what others paid for the car you want and get upfront pricing from TrueCar Certified Dealers on new and used vehicles. Requires an active membership.

Do not quote the old '$3,400 off MSRP' figure, which is 2019 data.

Discounted gift cards

Up to 25% off gift cards from Southwest Airlines, Domino's, Krispy Kreme, and others.

EBT/SNAP accepted in-club

EBT cards work for eligible items in-club and with Scan & Go.

Free battery installation

Battery installation is free for all members when the battery is purchased at Sam's Club. Battery checks are free for all members with no purchase required.

Split out 2026-07-19 from a bad candidate that conflated this with tire installation. The 50%-off figure belongs to tire installation (Plus).

Optical center

Discounted exams, glasses, and contacts.

Sam's Cash Bonus Offers

Earn Sam's Cash on qualifying purchases with third-party merchants outside the club, including restaurants, shops and subscriptions. Plus members earn 20% more on Bonus Offers than Club members.

2% Sam's Cash on in-club purchases is Plus-only and is tracked separately.

Scan & Go in-app checkout

Scan items as you shop and check out in the app — no register line. Also works for café and fuel.

Travel deals

Discounted hotels, rental cars, and event tickets through Sam's Club Travel.

Wedding & event services

Tiered cakes, party trays, bulk florals, reception decor, even rings — all at member pricing.

Crazy underused perk

$0 select generic prescriptions

$0 select generic prescriptions — Plus members get 10 select generic medications for $0 at participating Sam's Club Pharmacy locations (not available in AZ, CA, or MN where they are $2)

20% off when buying 2+ pairs of glasses (online)

Purchase two (2) or more complete pairs of prescription eyeglasses (frames and lenses) in a single online transaction and Sam's Club Plus Members receive 20% off each complete pair. Offer applies to prescription eyeglasses and prescription sunglasses. Valid prescription required. Offer cannot be combined with insurance or other discounts. Offer valid online only at SamsClub.com, not valid in club.

50% off tire installation

Plus Members get 50% discount on tire installation when purchasing a set of four tires

Early shopping hours

1 hour before regular open.

Free curbside pickup, no minimum

Plus members get free curbside on any order — no $50 floor.

Free Rx delivery + bigger pharmacy savings

Free prescription delivery and deeper pharmacy discounts vs. Club tier.

Pharmacy Savings

A 30-day supply of 600+ generic medications for $10 or less, plus 10 common generic prescriptions for $0, at participating Sam's Club pharmacies. It isn't insurance and can't be combined with insurance.

Background play + downloads per member

Each member individually can use mobile premium features.

Experimental features at youtube.com/new

Premium members can opt in to test experimental YouTube features at youtube.com/new.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

Family library sharing

Share music library across family.

Jump ahead

Takes you to the next point in the video most users fast-forward to. Available on content in Arabic, Chinese, English, French, Hindi, German, Japanese, Korean, Portuguese, Spanish, Thai, and Turkish

Personal Music profiles per member

Each member has separate listening history, recommendations, library.

Premium Badges

Badges reward tenure with Premium and engagement with Premium benefits. Available to users 18+, including Premium family plan members.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

Background play (mobile)

Continue listening to videos with the screen off or other apps open.

Experimental features at youtube.com/new

Premium members can opt in to test experimental YouTube features at youtube.com/new. Experiments may be time-limited, capped, or restricted by territory and device, and not all ship.

High-quality audio (256 kbps)

Audio at 256 kbps when listening to music videos and Art Tracks, subject to connection speed and the bitrate of the original upload.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

Jump ahead

Takes you to the next point in the video most users fast-forward to, via a Jump ahead button. Currently available on content in Arabic, Chinese, English, French, Hindi, German, Japanese, Korean, Portuguese, Spanish, Thai, and Turkish. Not available on Shorts, premieres, live streams, or content like music, movies, and shows.

Offline downloads

Download videos and music for offline viewing/listening.

Picture-in-picture mode (mobile)

Float YouTube videos over other apps on iOS/Android.

Premium Badges

Badges reward tenure with Premium and engagement with Premium benefits including YouTube Music, Continue Watching, Picture-in-Picture and Afterparty. Available to users 18+.

Explicitly includes Premium family plan members.

Smart Downloads

Recommended content is automatically downloaded to your library to watch or listen to offline. Can be managed or turned off.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

Video queuing on mobile and tablets

Line up videos to watch next without interrupting the video you are currently watching.

YouTube publishes one Premium benefits list; Family shares the same benefits with up to 5 members at one address.

YouTube Music Premium

Full YouTube Music Premium included — standalone service is $11.99/month

1 perk slot ($10/mo perk free)

Pick one: Disney Bundle, Apple Music Family, Walmart+, Apple One discounted, etc.

Mix-and-match feature is the value play; people stick with one perk forever.

Apple Music Family perk option

Apple Music Family for $13/mo (price increased from $10/mo effective 9/1/26)

Disney+, Hulu, ESPN+ (With Ads) perk

Disney+, Hulu, ESPN+ (With Ads) for $10/mo (optional add-on perk)

Premium Video Streaming

Premium Video Streaming: up to 4K Ultra HD on 5G Ultra Wideband on capable device, or up to 720p when on 5G or 4G LTE (must be activated in My Verizon)

Up to 50% off 1 connected device plan

Up to 50% off 1 eligible plan for a smartwatch, tablet, hotspot or Hum device (e.g., watches at $7.50/mo, tablets starting at $10/mo)

Verizon Up rewards

Earn rewards points redeemable for discounts, gift cards, exclusive experiences.

15GB international high-speed data + unlimited talk/text in 210+ countries

Unlimited talk, text and data when traveling in 210+ countries and destinations, including 15 GB/mo of high-speed data, then unlimited at 1.5 Mbps. Global Choice included (one of 140 countries, up to 300 calling minutes/mo).

Apple Music Family perk

Apple Music Family for $13/mo via Perk (saves $6.99/mo). Price increased from $10/mo to $13/mo effective 9/1/26.

Apple One perk option

Apple One Individual for starts at $15/mo (increasing to $17/mo on 10/15/26). Includes Apple Music, Apple TV+, Apple Arcade and 50 GB of iCloud+. Current retail value is $21.95/mo from Apple, saving $6.95/mo at the $15 price point.

Disney+, Hulu, ESPN+ (With Ads) perk

Disney+, Hulu, ESPN+ (With Ads) perk option available via Perk slot. Official legal terms refer to it as 'Disney+, Hulu, ESPN+ (With Ads) Bundle' plan perk. Current pricing shows both $10/mo and $12/mo on different official pages, with some pages showing 'starts at $12/mo' with '12 months on us' promotion. Includes Disney+ (With Ads), Hulu (With Ads), and ESPN+ (With Ads). Notice of price adjustment beginning 10/21/26 appears on multiple support pages.

Up to 50% off 2 data plans for a watch, tablet & more

Up to 50% off 2 eligible connected-device plans for qualifying smartwatch, tablet, mobile hotspot or Hum in-car Wi-Fi device. Eligible plans: 50% off Unlimited and Unlimited Plus for tablets; Essential and Plus plans for mobile hotspot devices; Unlimited for HumX; Unlimited + In Car WiFi for Hum+; Unlimited and Number Share Unlimited for smartwatches. $20 off Premium and Pro plans for mobile hotspot devices.

Verizon Up rewards

Earn redeemable rewards.

AAA membership (1 year)

One year of AAA Basic or Classic membership on T-Mobile (or the same credit toward Plus or Premier). Register at promotions.t-mobile.com/AAA. It renews at the standard club rate after the year unless you cancel.

Free full-flight in-flight Wi-Fi

Full session Wi-Fi (not just 1 hour) on Delta, American, Alaska, United.

Hulu (with ads) on Us

Hulu's ad-supported plan included with one qualifying line.

Netflix (Standard with ads) on Us

Netflix Standard with ads, included with qualifying lines.

T-Mobile Tuesdays freebies

Weekly app-based perks.

Yearly Upgrade

Upgrade qualifying device after at least 6 months and when 50% of device cost has been paid. Trade in device in good working condition. T-Mobile covers remaining device payments up to half of device cost. Upgrading ends current financing and any device promotion credits.

AAA membership (1 year)

Free AAA Classic membership for one year as a T-Mobile bonus.

Underused perk; activate via T-Mobile benefits page.

Apple TV on Us for 6 months

Go5G plans get Apple TV free for 6 months on one qualifying line, if you haven't had a T-Mobile Apple TV trial before. It's not an ongoing plan benefit.

Most don't activate it — needs setup in T-Life app.

Free in-flight Wi-Fi

Full-flight Wi-Fi on Delta, American, Alaska, United for one device.

International data — 215+ countries

Unlimited 256kbps data + texting in 215+ countries; 5GB high-speed in Mexico/Canada.

Scam Shield Premium

Block spam calls, get reverse-number lookup, voicemail-to-text.

T-Mobile Tuesdays freebies

Weekly perks via T Life app: free Subway sandwiches, MLB.TV deals, ride-share discounts.

100% satisfaction guarantee

Full refund on membership during the membership period.

BJ's Home Improvement (10% off)

BJ's members get 10% off home improvement projects booked through BJ's Home Improvement by Installation Made Easy. Excludes solar and generator products and services, taxes and permit fees.

BJ's pharmacy & optical

Discounted prescriptions, glasses, and contacts.

BJ's Travel

Member pricing on travel packages, cruises, and activities.

Fuel Saver program

Buy qualifying items in-club and earn an extra 10¢/gallon discount, stackable with member gas pricing.

Manufacturer coupon acceptance

Accepts manufacturer coupons stacked with member pricing — Costco and Sam's don't.

Biggest under-the-radar advantage of BJ's

2 free same-day deliveries per membership year

Two free same-day deliveries each annual membership period for Club+ members on orders of $50 or more

Extra 5¢/gallon at BJ's Gas

5¢/gal discount at BJ's Gas (instant discount when Club+ membership card is scanned)

Free curbside pickup on all orders (no minimum)

Free curbside pickup on all orders with no minimum. Regular Club members get free pickup on orders $50+, but pay $3.99 for orders under $50.

Audiobooks 15hr/mo (primary holder)

15 hours/month for the plan owner.

Explicit content blocking

Parents can block explicit lyrics on each child's account.

Family Mix shared playlist

Auto-generated playlist combining everyone's music tastes.

Spotify Kids (separate app)

Ad-free, age-appropriate audio app for children.

Audiobooks

15 hours of audiobook listening per month from over 700,000 titles included in the audiobooks subscriber catalog

Group session listening

Listen synchronously with friends in real-time.

Lossless audio (up to 24-bit/44.1 kHz FLAC)

Premium subscribers can stream in lossless quality up to 24-bit/44.1 kHz FLAC at no extra cost.

Spotify Connect cross-device

Hand off playback between phone, laptop, smart speaker, car seamlessly.

10-15% off select car rentals (Genius Level 2)

Genius Level 2 also takes 10-15% off select car rentals booked through Booking.com.

Select cars in select locations only. Awarded and fulfilled by Booking.com.

2% in Booking.com Travel Credits

On top of the 3% Daily Cash, Booking.com's Rewards and Wallet program gives 2% back in Travel Credits on eligible stays and car rentals booked through the Apple Card link. Stacks with Daily Cash for roughly 5% back.

Credits post only after the stay or rental is completed and can only be spent on future Booking.com bookings. Fulfilled by Booking.com, unaffiliated with Daily Cash. With "Pay part now, part later", only the paid-now portion earns.

3% Daily Cash at 10 partner merchants via Apple Pay

3% Daily Cash at Ace Hardware, Booking.com, ChargePoint, Duane Reade, Exxon and Mobil, Hertz, Nike, Uber, Uber Eats, and Walgreens when you pay with Apple Card via Apple Pay.

Apple Pay specifically, not the physical card or the typed-in number. Exxon and Mobil covers fuel, convenience store, and car wash, and you can pay at the pump through the Exxon Mobil Rewards+ app. Duane Reade is NY and NJ only. Uber and Uber Eats work worldwide; most of the rest are US only. Apple can change this merchant list at any time.

3% Daily Cash at Apple on everything, including subscriptions

Unlimited 3% Daily Cash on everything bought from Apple, and that includes recurring services like Apple Music, iCloud+, and Apple TV, not just hardware.

The recurring-services part is the bit people miss. If you already pay Apple monthly for anything, routing it to Apple Card is 3% back on a bill you're paying regardless.

3% Daily Cash on Booking.com stays and car rentals

Unlimited 3% Daily Cash on eligible Booking.com stays and car rentals when you pay with Apple Card via Apple Pay through the exclusive link.

Must use Apple Pay (not just the card number) AND the exclusive Apple Card link. Booking through the regular Booking.com app or site may not earn it. Excluded: flights, flight+hotel packages, cruises, attractions, airport taxis, anything paid at the property or at pickup, and bookings from a non-US IP address.

Apple Card Family: merge credit lines and build credit as equals

Two partners can merge credit lines into one co-owned account and both build credit history on it, rather than one person being an authorized user. Participants 18 and up can opt into building their own credit, and teens can be added with spending limits.

Co-ownership is the unusual part. Most cards only offer authorized-user status, which builds credit far less reliably. Family members earn Daily Cash on their own purchases.

Apply with no impact to your credit score

You can apply in about a minute and see whether you're approved and at what terms with no impact to your credit score.

You only take the hard pull if you accept the offer.

Fast-track to Booking.com Genius Level 2 after one stay

Book through Apple's exclusive Booking.com link and pay in advance with Apple Card, and Booking.com bumps you to Genius Level 2 within 24 hours of completing ONE eligible stay or car rental. Normally Level 2 takes 5 bookings in 2 years.

Must use the exclusive Apple Card link at booking.com/c/apple-card, pay Booking.com directly in advance, and use an eligible rate type. "Pay at the property", "Pay when you stay", "Pay later" paid at check-in, and "Pay at pickup" car rentals do NOT count. Look for the "Apple Card Benefits" badge. Status is awarded by Booking.com, not Apple.

Free breakfast at select stays (Genius Level 2)

Genius Level 2 includes free breakfast at participating Booking.com properties.

Participating properties only. Fulfilled by the property, not Apple.

Hertz: at least 5% off Pay Later base rates

At least 5% off Hertz Pay Later base rates, fulfilled by Hertz.

Requires the exclusive link from the Rewards & Offers Hub in Apple Wallet. Applies to Pay Later base rates only, not taxes or add-ons.

Hertz: discounted loss damage waiver at $16.95/day

Loss damage waiver capped at $16.95/day plus tax on Hertz rentals. The counter rate is usually a lot higher.

Requires the exclusive link from the Rewards & Offers Hub in Apple Wallet. Fulfilled by Hertz.

Hertz: free emergency roadside service

Free emergency roadside service on Hertz rentals, fulfilled by Hertz.

You have to open the Rewards & Offers Hub in Apple Wallet to get the exclusive Hertz link first. Booking Hertz directly won't apply it.

Hertz: one free additional driver

One additional driver added free at pickup on Hertz rentals. Rental companies normally charge per day for this.

Requires the exclusive link from the Rewards & Offers Hub in Apple Wallet. Fulfilled by Hertz.

High-yield Savings account that auto-collects Daily Cash

Open a Savings account through Apple Card and your Daily Cash gets deposited into it automatically and earns interest instead of sitting idle. You can also add money from a linked bank account.

Provided by Goldman Sachs Bank USA, FDIC member. The APY floats and changes without notice, so check the current rate in Wallet rather than trusting any published number. Without a Savings or Apple Cash account set up, Daily Cash only goes out as statement credit on request.

Interest-free monthly installments on Apple products

Apple Card Monthly Installments splits Mac, iPhone, iPad, and Apple Watch purchases into interest-free monthly payments, and you still get the full 3% Daily Cash on the purchase price up front rather than spread out.

Choose it at checkout at Apple. No separate application if you already have the card. Trade-in lowers the monthly amount further.

No card numbers on the card, plus a virtual number that autofills

The titanium card has no visible numbers on either side. For sites that don't take Apple Pay, Wallet stores a virtual card number that autofills in Safari, and Apple doesn't sell your transaction data to third parties for marketing.

Face ID or Touch ID plus unique per-transaction codes on Apple Pay purchases.

No foreign transaction fees

No foreign transaction fees, so overseas purchases don't carry the usual 3% surcharge. Also no annual, over-the-limit, or late fees.

Runs on Mastercard, so it works internationally. Late payments still accrue interest even though there's no late fee.

Real-time interest estimator before you pay

When you go to make a payment, Wallet shows you in real time how much interest you'll end up paying at whatever amount you pick, instead of just pushing the minimum at you.

Small feature, but it's the opposite of how most issuers present the minimum payment.

Room upgrades at select stays (Genius Level 2)

Genius Level 2 includes free room upgrades at participating Booking.com properties.

Participating properties only, subject to availability. Fulfilled by the property.

Six month free trial of Uber One

Apple Card holders get six months of Uber One free, fulfilled by Uber. Uber One normally runs $9.99/mo, so that's about $60.

You have to sign up through Apple's specific Uber link and pay with Apple Card via Apple Pay. Signing up inside the Uber app the normal way doesn't count.

450+ partner brand shopping rewards bonuses

Earn bonus investments when shopping with 450+ partner brands through the Acorns app. Browser extension provides access to 11,000+ additional partners for earning bonus investments. Acorns Earn feature automatically gives cash rewards from partner brands which are invested into your portfolio.

Acorns Checking with heavy-metal debit card

Acorns Checking account with personalized heavy metal, laser engraved Visa debit card, no overdraft fees, no minimum balance fees, and 55,000+ fee-free ATMs within the AllPoint network.

Bitcoin-linked ETF (BITO) allocation

Allocate up to 5% of future investments to a Bitcoin-linked ETF (BITO), with the percentage determined by risk profile: 1% Conservative, 2% Moderately Conservative, 3% Moderate, 4% Moderately Aggressive, 5% Aggressive. ProShares Bitcoin Strategy (BITO) invests in Bitcoin futures, not directly in Bitcoin.

$10,000 life insurance policy

$10,000 life insurance policy included free for eligible customers at the Gold tier. The kind of bundled perk most subscribers never claim.

For eligible customers — check Acorns eligibility criteria.

3% IRA match on new contributions (first year only)

3% match on new IRA contributions — the highest match at any Acorns tier — but only during the first year of opening the account. Not ongoing. Worth maxing contributions in year one.

First year only — unlike Robinhood Gold's ongoing match. Based on 2026 IRA contribution limit ($7,500 under 50).

Acorns Early (kids' debit card + money app) included

Acorns Early — a debit card and money app for kids — is included free with Gold. Normally a separate paid product.

Acorns Early Invest 1% match for kids

1% match on contributions to Acorns Early Invest accounts (kids' UGMA/UTMA-style accounts) — Gold tier only.

Free tax filing with April

Easy, free federal, state, and local tax filing offered through third-party partner April – Acorns Gold exclusive. No timeframe restriction mentioned.

Money Manager (auto paycheck splits)

Automatically splits incoming deposits/paychecks across your investing, saving, and spending accounts based on rules you set. Set-and-forget allocation.

No-cost Will (valued at $299)

A no-cost will included with Gold membership — Acorns values this at $299. Huge for anyone who's been meaning to set up basic estate planning.

Up to 50% bonus match on shopping rewards

Acorns matches up to 50% of bonus investments earned through partner-brand shopping rewards (double the Silver rate).

1% IRA match on new contributions (first year only)

1% match on new IRA contributions in your Acorns Later account — BUT only during the first year of opening the account. Not an ongoing match. Worth maximizing contributions in year one to capture this.

First year only — unlike Robinhood Gold's ongoing match. Cap based on 2026 IRA contribution limit ($7,500 under 50).

Emergency Savings at 3.59% APY

Dedicated Emergency Savings bucket earning 3.59% APY (subject to change). Helps build the 'oh no fund' separately from investing. (APY rate increased from 3.35% to 3.59% as of September 22, 2026)

Up to 25% bonus match on shopping rewards

Acorns matches up to 25% of bonus investments earned through partner-brand shopping rewards (stacks with the base partner program available to all tiers).

3% cash back on all categories

Earn 3% cash back on every purchase as 3x points (1 point = $0.01 when redeemed to Robinhood brokerage cash). Flat-rate cash back with no spending categories or rotating bonus categories to track.

Airport lounge access (5,000 pts per person)

Redeem 5,000 points for a single airport lounge pass. Useful for occasional travelers who don't want a $400+/yr premium card just for lounge access.

Best redemption: $0.01/pt to brokerage cash

Highest-value redemption: points convert at $0.01 each when deposited to your Robinhood brokerage account (which also earns 3.6% APY in High-Yield Cash Program, as of Sept 17, 2026)

Family cardholders any age

Add family cardholders with no age minimum — unusual among major credit cards. Useful for kids' first cards under parental control. All spending accrues rewards to the primary account.

Gas redemption (1,450 pts = $0.50/gal off, 20 gal max)

Redeem 1,450 points for $0.50 off per gallon on a single fill-up, up to 20 gallons per transaction (max $10 discount). Note: redemption value is less than $0.01/point in this option — brokerage cash redemption is still higher value per point.

No foreign transaction fees (grandfathered accounts only)

No foreign transaction fees (grandfathered accounts only) — No foreign transaction fees on international purchases for accounts opened before July 1, 2026. Accounts opened on or after July 1, 2026 will be charged a 3% foreign transaction fee.

Trip Cancellation and Interruption

Coverage up to $2,000 per insured person for non-refundable Common Carrier tickets if your trip is canceled or interrupted for covered reasons (including death, injury, or illness of you or immediate family member, or Common Carrier default). Must charge the ticket cost to the card.

Up to 5x points on Robinhood Travel Portal

Up to 5x points on select bookings when paying with the Gold Card through the Robinhood Credit Travel Portal — effectively up to 5% back on travel.

Virtual cards for private spending

Generate virtual card numbers for online purchases without exposing your real card number. Useful for one-time subscriptions, untrusted merchants, and protecting against breaches.

1% match on crypto buys

1% match on eligible crypto purchases. Lifetime cap of $250,000 in qualifying purchases.

1% match on SoFi Invest deposits

1% match on deposits to taxable SoFi Invest accounts. Must be a SoFi Plus member at time of deposit and maintain membership for one (1) year after deposit settles. Funds must stay invested for five (5) years to retain the full match.

10% boost on SoFi Credit Card cash back

10% boost on all SoFi Credit Card cash back rewards rates — stacks on top of the card's base earn rates.

4.50% APY on first $20,000 savings

Earn 4.50% APY on up to $20,000 in one SoFi Savings account. Balances above $20,000 earn 3.30% APY. Rates are variable and subject to change. (Note: The claim's assertion about rate changes is incorrect – official rate sheets show the APY on balances above $20K decreased from 3.30% to 3.10% as of 5/28/26, not increased. Current rates as of 9/30/26 show 3.30% APY on balances above $20K.)

5-5.5% cash back on SoFi Travel (non-air)

5% cash back on SoFi Travel bookings (excluding air travel) with any card; 5.5% when paying with the SoFi Credit Card. SoFi Travel portal also advertises savings up to 10% or more on bookings.

50% off instant transfer fees

SoFi Plus members get a 50% discount on outgoing instant transfer fees, reducing the fee to 0.375% of the transfer amount (minimum $1, maximum $15).

Care.com Premium $99 for 12 months

$99 for a 12-month Care.com Premium membership through SoFi Plus.

CNBC+ subscription 40% off

40% discount on a one-year CNBC+ subscription — $89.99 instead of the standard $149.99.

HelloPrivacy 50% off annual subscription

50% discount on an annual HelloPrivacy data broker monitoring subscription. Removes your personal info from data broker sites.

IPO allocation priority

Priority allocation when SoFi makes IPO shares available to retail investors before public trading begins.

Loan rate discounts (student & personal)

0.125% rate reduction on Student Loan Refinancing, 0.125% on Private Parent Student Loans, 0.25% on Personal Loans.

Mortgage & home equity origination discounts

Additional $500 off the standard origination fee on a home purchase or refinance mortgage. Additional $200 off the origination fee on a home equity loan.

Rakuten $50 welcome bonus

$50 welcome bonus when signing up for Rakuten through the SoFi Plus partner offer.

Seated $20 dining reward credit

$20 dining reward credit through the Seated app/partnership.

SoFi Stadium perks + Plus Experiences events

Member perks at SoFi Stadium including expedited entry and access to the member lounge. Also access to exclusive SoFi Plus Experiences events.

Trust & Will $200 off Trust plan

$200 off purchase of a Trust plan through Trust & Will. Useful estate-planning perk most members never use.

TurboTax 20% off federal filing

20% discount on TurboTax federal filing through the SoFi Plus member portal.

Unlimited certified financial planner appointments

Unlimited appointments with certified financial planners at no additional cost. Often the most overlooked perk — access to actual fee-only financial advice as part of the membership.

Vivid Seats 10% off tickets

10% off Vivid Seats inventory (concerts, sports, theater), up to a maximum discount of $50 per order.

Early access to brand collabs and big sales

Members shop limited brand drops and major sale events before everyone else.

Early access to Target Circle Deal Days

Circle 360 members get 24 hours of early access to select deals during Target's member sale events (Target Circle Deal Days)

Monthly Freebies

On the first of the month, choose from a selection of gifts and exclusive discounts.

No-rush returns

No-rush returns with an extra 30 days

Unlimited same-day delivery from 100+ retailers with no markups

Unlimited same-day delivery on orders over $35 from Target and Shipt's curated marketplace of over 100 retailers (including CVS, nearby grocers, pet stores and more) with no markups, excluding select alcohol retailers and items.

Birthday gift

5% off a future purchase on your birthday, valid for 30 days

Community Voting for charity

Cast votes from your purchases to direct Target's community giving.

Partner perks (Ulta Beauty, Apple and more)

Exclusive perks and free trials from Target partners like Ulta Beauty and Apple, plus the option to link other rewards programs to your Target Circle account.

Verified-status discounts

Extra discounts for verified military, college students, and teachers via ID.me.

25% off Burger King + free Whopper quarterly

25% off one BK digital order per day (via BK App or bk.com) plus a free Whopper with any purchase every 3 months (once per quarter)

Free Online Pet Care with Pawp

Free 24/7 access to licensed veterinary professionals via text & video with unlimited on-demand virtual visits for up to 6 pets (dogs & cats only). Includes standard Pawp membership only; optional add-on benefits billed directly through Pawp.

Free pharmacy delivery

Eligible prescriptions delivered free, sometimes same day, with no order minimum.

Newer perk many members haven't activated

Free tire repair + road hazard warranty

Unlimited tire repair at Walmart Auto Care Centers for passenger cars, light trucks, minivans, small RVs and crossovers. You don't have to own the tire or vehicle. Tires you buy and have installed there also get a free Road Hazard Warranty (not available in New York). Scan the QR code at the Auto Care Center to confirm membership.

Member fuel pricing at Sam's Club

Walmart+ members get the member-only gas price at Sam's Club fuel stations.

Counterintuitive — you don't need a Sam's Club membership for this

Mobile Scan & Go

Scan items with the Walmart app as you shop and pay from your phone, skipping checkout.

Returns from home

Walmart picks up returns from your house — no repackaging or printing labels needed.

Eligible locations only

Video Streaming Choice (Paramount+ or Peacock)

Members choose one ad-supported streaming service at no extra cost, Peacock Premium or Paramount+ Essential, and can switch every 90 days. Additional registration required.

Audible Originals (free)

Audible's exclusive original content — comedy, drama, journalism, fiction.

Hidden value — original podcasts and series included.

Curated podcasts

Audible-exclusive and partner podcasts.

Sleep tracks + meditation

Guided sleep, meditation, and mindfulness audio.

Audible Originals + podcasts free

All Originals + curated podcasts included (same as Plus).

BOGO (2 for 1) sales

BOGO (2 for 1) sales — Periodic buy-one-get-one sales let eligible Audible Premium members get 2 audiobooks for the price of 1 credit. Requires at least one available credit.

Credit expiration policy

Credits expire 12 months after their issue date, or upon membership cancellation — whichever comes first. If you cancel your membership, you will lose access to all unused credits at the end of your final billing cycle.

Free returns/swaps within 365 days

Don't like a book? Swap it for another within a year.

Almost no one knows this — return any audiobook within 12 months for any reason.

Members-only sales (extra books)

Audible Premium members get access to exclusive member sales and discounts on additional audiobook purchases.

Wishlist save + re-purchase

Save wishlists across credit cycles for easier monthly redemption.

3.6% APY on uninvested cash

Uninvested cash in your Robinhood brokerage account earns 3.6% APY through the High-Yield Cash program. Interest paid monthly. Stays liquid for trading. (APY rate increased from 3.35% to 3.6% as of September 17, 2026)

3% IRA contribution match

Robinhood Gold members earn a 3% match on annual IRA contributions (1% for non-Gold). For 2026, the IRS contribution limit is $7,500 for those under 50, meaning up to $225 match when maxing out.

First $1,000 of margin interest-free

Borrow up to $1,000 on margin with zero interest. Interest applies only to amounts borrowed beyond $1,000 at variable rates. Genuinely overlooked perk — most users don't even enable margin.

Morningstar Professional research access

Access to Morningstar professional research reports on stocks. Morningstar standalone subscription is $249/yr — included free with Robinhood Gold.

Premium Rewards program access

Rotating rewards program with curated luxury goods, crypto gifts, exclusive partner perks, and premium experiences. Specific items rotate.

Sage Home Loans $500 closing credit

$500 closing credit when getting a new mortgage or refinance through Sage Home Loans (Robinhood's mortgage partner).

Strategies management fee waived above $100K AUM

Accounts using Robinhood Strategies (the managed portfolio service) are only charged management fees on the first $100,000 of assets under management. Everything above $100K is fee-free.

Amex Experiences

Access to Amex Experiences — pre-sale tickets to concerts/sports/theater, dining events, and curated experiences exclusive to Amex cardholders.

Amex Offers

Targeted offers (statement credits, bonus rewards) at participating merchants through Amex Offers — must add each offer to your card manually before spending to activate.

Offers must be added to card before purchase — the activation step is the hidden gem most people skip.

Bitcoin back 2-4% tiered by Assets on Coinbase

Earn bitcoin back on every purchase, tiered by Assets on Coinbase (AOC): 2% baseline (any AOC), 2.5% at $10K-$50K AOC, 3% at $50K-$200K AOC, 4% at $200K+ AOC. The 2.5%, 3%, and 4% rates apply only to the first $10,000 in eligible purchases per calendar month; purchases above $10,000 earn 2% for the rest of that month.

Emergency Assistance

Global Assist Hotline for legal/medical/financial emergencies while traveling, including referrals and emergency cash transfers (cost of services is cardholder's responsibility).

Extended Warranty

Extended warranty coverage on eligible purchases via the Amex network. Typically extends manufacturer's warranty by up to 1 year on warranties of 5 years or less.

Lost or Damaged Luggage Insurance

Coverage for lost, stolen, or damaged baggage when the trip is paid for with the Coinbase One Card.

No foreign transaction fees

No foreign transaction fees on international purchases — saves the typical 3% FX markup other cards charge.

Retail Protection

Amex Retail Protection covers eligible purchases made with the Coinbase One Card against accidental damage or theft for a limited period (terms apply).

Return Protection (90 days)

If a merchant won't accept the return of an eligible item within 90 days of purchase with the Coinbase One Card, you may be eligible for a refund through Amex Return Protection.

Roadside Assistance

24/7 roadside assistance dispatch service (towing, jump start, tire change, lockout). Coordination is free; you pay for the service rendered. Avoids the cost of AAA-style memberships for occasional use.

Trip Cancellation / Interruption Insurance

Reimbursement for non-refundable trip costs if your trip is cancelled or interrupted for covered reasons (illness, severe weather, etc.), when paid for with the Coinbase One Card.

Worldwide Car Rental Loss & Damage Insurance

Secondary collision damage and theft coverage on rental cars worldwide when you pay for the rental with the Coinbase One Card and decline the rental company's collision insurance.

Saves you from buying the rental car company's $20-30/day collision coverage. Major hidden gem.

1 year free for Chase co-brand cards

12 months of free Instacart+ for Chase co-brand cardholders (all Chase co-brand cards except Amazon Rewards Visa, Instacart Mastercard and DoorDash Rewards Mastercard). Cards activated on or after Sept 1, 2026 also get a $10 monthly promo. Earlier activations get $10 a quarter.

5% credit back on pickup

5% pickup credit on eligible orders.

DashPass for Chase Freedom/Slate

Six months of DashPass + one $10 quarterly non-restaurant credit when activated (activations through Dec 31, 2029).

DoorDash DashPass — Standard (Complimentary for Chase Sapphire Reserve)

Complimentary DashPass through Dec 31, 2029 (or at least 1 year, depending on activation date). Since Oct 1, 2026: a $15 monthly promo on one qualifying order plus two $10 monthly promos on non-restaurant orders.

Free for Chase Sapphire Preferred

Complimentary DashPass through Dec 31, 2029 (or at least 1 year, depending on activation date) + one promo of up to $10 off each calendar month on one grocery, convenience, or other non-restaurant order on DoorDash.

Includes Caviar

Same membership covers both DoorDash and Caviar with the same login.

Members-only promos

Exclusive deals and discounts only DashPass members see.

Reduced service fees

Lower service fees on all eligible orders.

4K UHD video streaming

Stream video in 4K UHD vs HD on lower plans.

AT&T Active Armor advanced security

Spam blocking, secure VPN, fraud detection, identity monitoring.

Connected device line for $10/mo

Add a tablet/smartwatch line for $10/mo (vs $20 on lower plans).

Family Map locator included

GPS tracking for family members on the account, free.

3 months free with Mastercard

Eligible Mastercard credit/debit cards get 3 months free + $10 off second order each month through Jan 31, 2027

Family Account sharing

Add up to 3 household members (total of 4 people) with their own login who inherit your $0 delivery fees.

Instacart+

Free with select Chase co-brand cards

Multi-store ordering

Order from multiple stores in one trip without extra delivery fees.

NYT Cooking included (annual)

Free New York Times Cooking subscription — $50/yr value — for annual members.

Peacock Premium included

Free Peacock Premium subscription for all Instacart+ members (monthly and annual) in the U.S. Peacock sells Premium on its own for $12.99/month.

Family sharing for up to 6 people

A single YNAB subscription covers up to 6 people who each get their own login but contribute to the same shared budget. No extra fee per additional user. Massive value for households — effectively reduces per-person cost to ~$1.50/mo on the monthly plan or ~$18/yr on the annual plan.

Free 365-day YNAB subscription for college students

Free 365-day YNAB subscription for college students with proof of enrollment. Works for full-time students including grad students, medical residents, international students, and part-time college students. Requires student ID card, transcript, or tuition statement showing name, school, and date.

Free workshops + YNAB Method education

Access to free YNAB workshops and full guidance on the YNAB Method (the budgeting framework). Worth attending — the method matters as much as the app.